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How to Sell an ATV Privately in Kentucky (2026)

BN
Reviewed against state DMV requirementsLast reviewed: May 20266 min readEditorial policy
Selling an ATV privately in Kentucky requires a written bill of sale documenting the frame VIN, engine displacement, and the agreed price. The buyer presents the bill of sale to Kentucky DMV to title the ATV within 15 days of the sale. Kentucky charges 6% sales/use tax.
Titling agencyKentucky DMV
Transfer deadline15 days from sale
Sales / use tax6% (Motor vehicle usage tax applies to all sales)
Bill of sale notaryNot required
OHV permit requiredNo separate permit program
DMV title issued for ATVsYes
Lien release formTC 96-132

How to Sell an ATV Privately in Kentucky — 8 Steps

  1. 1Locate the frame VIN — on ATVs the 17-character frame VIN is stamped on the frame near the engine, on the steering head, or on a stamped plate on the left side of the frame rail. Kentucky requires this on every bill of sale and the title.
  2. 2Note the engine displacement and class — ATV engines are sized in cc (cubic centimeters); youth ATVs under 90cc fall under separate Kentucky youth-rider rules and may have different registration paths than adult ATVs 250cc+.
  3. 3Clear any liens — if the ATV was financed, request a payoff quote and lien release letter. Kentucky uses TC 96-132.
  4. 4Gather documentation — clean Kentucky title (no liens), current registration card, maintenance records, manufacturer's owner's manual, and any OHV/trail permit stickers on the ATV.
  5. 5Price the ATV — check Kelley Blue Book Powersports, NADA Guides (ATVs), and recent Kentucky ATV Trader / Craigslist / Facebook Marketplace comps. Hours, condition, aftermarket parts (winch, plow, tires), and youth/adult class all affect value.
  6. 6Complete the bill of sale — frame VIN, year/make/model, engine displacement, hours (if tracked), sale price, sale date, and both parties' full legal names and addresses.
  7. 7Sign the title — endorse the back of the Kentucky ATV title with buyer info, hours (if title shows hours), and sale date. Kentucky requires odometer/hour disclosure for ATVs under 15 years old.
  8. 8Notify Kentucky DMV — buyer must title and register within 15 days of the sale. Seller files release of liability with Kentucky DMV to remove future liability.

Kentucky lien release procedure

  1. Obtain Form TC 96-132 from the Kentucky Transportation Cabinet or the lienholder.
  2. Lienholder completes and signs TC 96-132 releasing the lien.
  3. Submit TC 96-132 with the existing title and title application at a county clerk's office.
  4. Pay the title fee and receive a clean Kentucky title.

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Frequently Asked Questions — Kentucky

Do I need a bill of sale to sell an ATV in Kentucky?

Yes. Kentucky requires a written bill of sale for private ATV transfers to document the frame VIN, year/make/model, engine displacement, sale price, and both parties' signatures. The buyer needs the bill of sale to register the ATV with Kentucky DMV.

Does Kentucky title ATVs?

Yes — Kentucky titles ATVs through Kentucky DMV. The seller endorses the title to the buyer, and the buyer presents the endorsed title plus the signed bill of sale to title and register the ATV in their name.

What is the Kentucky ATV title transfer deadline?

Kentucky requires the buyer to transfer the ATV title within 15 days of the sale date. Missing the deadline can trigger late fees and back-dated registration penalties.

Is sales tax owed on a private ATV sale in Kentucky?

Kentucky charges 6% sales/use tax on private ATV sales. Motor vehicle usage tax applies to all sales The buyer typically pays the tax at Kentucky DMV when titling the ATV.

Do I need an OHV permit to ride a privately purchased ATV in Kentucky?

Kentucky does not run a separate OHV permit program. The buyer's title/registration plus the bill of sale is sufficient to operate the ATV on public OHV trails. Private-property use does not require additional permits.

Do I need a notary for a Kentucky ATV bill of sale?

Kentucky does not require notarization for a private ATV bill of sale. A signed bill of sale with both parties' information is sufficient for Kentucky DMV.

Source: Kentucky DMV · Last verified 2026-05-07

Trusted by private vehicle sellers nationwide

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

$60–$85 mobile notary

Mobile notary visit minimums run $60–$85 — higher on weekends, plus per-mile travel fees. State-formatted documents skip the trip.

Source: Thumbtack / NNA