How to Replace a Lost Car Title in Florida
Get a duplicate or replacement car title in Florida — the right form, exact fee, processing time, and step-by-step instructions.
Florida Duplicate Title Application: HSMV 82101 (Application for Duplicate or Lost in Transit/Reassignment for a Motor Vehicle, Mobile Home or Vessel Title Certificate)
Florida does not offer online duplicate title applications. Submit HSMV 82101 in person at any Florida Tax Collector office. Some offices have online appointment scheduling.
Required Documents in Florida
- ✓Completed HSMV 82101 signed by all registered owners
- ✓Government-issued photo ID for each owner
- ✓Payment of $75.25
- ✓If lien exists: lienholder authorization or lien release
All registered owners listed on the Florida title must appear and sign in person at the Tax Collector office, or provide a notarized signature on HSMV 82101. Florida has one of the higher duplicate title fees nationally.
If There Is a Lien on the Title
If a Florida title has an active lien, DHSMV issues the duplicate title to the lienholder, not the registered owner. Contact your lender to authorize issuance to you if the lien is being paid off.
Fastest Way to Get a Duplicate Title in Florida
Best option: In-person at Tax Collector (same county as registration)
Florida does not offer a paid expedite service. In-person applications at the Tax Collector office typically process faster (5–10 days) than mail applications. Same-day processing is rare but possible at less-busy offices.
Moved Out of Florida? How to Get Your Title
If you have moved out of Florida, mail the completed and notarized HSMV 82101 with copies of all owners' IDs and a money order for $75.25 to: Florida DHSMV, Neil Kirkman Building, 2900 Apalachee Pkwy, Tallahassee, FL 32399.
Common Reasons People Need a Replacement Title
- →Title lost in hurricane or flood
- →Title damaged by water or fire
- →Title not received after purchase (common with ELT lenders)
- →Title needed for estate or probate
- →Moving out of state and need physical title
Florida participates in the ELT (Electronic Lien and Title) program. Many Florida vehicles have electronic-only titles. If your vehicle has an ELT, contact your lender to convert to a physical paper title before applying for a duplicate.
Florida Title Note
Florida's $75.25 duplicate title fee is among the highest in the US. Plan for this cost when selling an older vehicle where the title has been lost. The fee applies regardless of the vehicle's age or value.
Duplicate Title FAQ — Florida
What form do I use to replace a lost car title in Florida?
Use HSMV 82101 (Application for Duplicate or Lost in Transit/Reassignment for a Motor Vehicle, Mobile Home or Vessel Title Certificate) to apply for a duplicate title in Florida. Submit at Florida DHSMV (Tax Collector Office). All registered owners listed on the Florida title must appear and sign in person at the Tax Collector office, or provide a notarized signature on HSMV 82101. Florida has one of the higher duplicate title fees nationally.
How much does it cost to replace a car title in Florida?
The duplicate title fee in Florida is $75.25. Florida does not offer a paid expedite service. In-person applications at the Tax Collector office typically process faster (5–10 days) than mail applications. Same-day processing is rare but possible at less-busy offices.
How long does it take to get a replacement car title in Florida?
Standard processing time in Florida is 5–10 business days. In-person at Tax Collector (same county as registration) may be faster.
Can I apply for a duplicate title online in Florida?
No, Florida does not currently offer online duplicate title applications. Florida does not offer online duplicate title applications. Submit HSMV 82101 in person at any Florida Tax Collector office. Some offices have online appointment scheduling.
What if there is a lien on the car title I need to replace in Florida?
If a Florida title has an active lien, DHSMV issues the duplicate title to the lienholder, not the registered owner. Contact your lender to authorize issuance to you if the lien is being paid off.
I moved out of Florida — how do I get a replacement title?
If you have moved out of Florida, mail the completed and notarized HSMV 82101 with copies of all owners' IDs and a money order for $75.25 to: Florida DHSMV, Neil Kirkman Building, 2900 Apalachee Pkwy, Tallahassee, FL 32399.