Grand Junction, Colorado RV Bill of Sale for Seller financing — Download a Signed PDF
Download a ready-to-sign PDF bill of sale for your rv seller financing in Grand Junction, Colorado. Complete the form online and save the signed document instantly.
Your rv bill of sale PDF for Colorado includes every field required by state law:
✓Full legal names and addresses of both parties
✓Vehicle identification number (VIN) and title number
✓Year, make, model, and body style
✓Odometer disclosure with federal compliance statement
✓Sale price and payment terms
✓As-is or warranty status declaration
✓Signature lines with printed name and date
✓Colorado notarization block (if required)
PDF Format Details
US Letter (8.5 × 11 in) • 300 DPI print-ready • Flattened form fields • ~200 KB file size • Opens in any PDF reader
Seller financing — What You Need to Know
The seller extends credit to the buyer and accepts installment payments over time, rather than receiving the full purchase price at closing. The seller holds a security interest in the vehicle until the loan is paid.
Seller guidance
Seller financing is a regulated credit transaction under the federal Truth in Lending Act (TILA) and Regulation Z (12 CFR Part 1026). You must provide the buyer with a written disclosure of APR, finance charge, total amount financed, payment schedule, and total of payments before the contract is signed. Perfect your security interest by recording yourself as a lienholder on the title with the DMV.
Buyer guidance
You are entitled to a written TILA disclosure before signing. Review the APR and total cost carefully — seller financing often carries higher rates than traditional lenders. The seller retains a lien on the vehicle until you pay in full; failure to make payments can result in repossession under the terms of your agreement and your state's repossession laws.
Legal note
TILA (15 U.S.C. § 1638) and Regulation Z require written disclosures for any credit transaction. A separate promissory note and security agreement should accompany the bill of sale. The seller must file a UCC-1 financing statement or record the lien on the title to perfect the security interest under UCC Article 9. State usury laws cap the maximum interest rate for private installment sales.
Seller financing checklist
Prepare a written promissory note specifying principal, APR, payment schedule, and total cost
Provide TILA disclosure box (APR, finance charge, amount financed, total payments) at signing
Record the seller's lien on the vehicle title at the DMV
Include default and repossession terms in the financing agreement
File a UCC-1 financing statement if relying on UCC Article 9 (varies by state for titled vehicles)
RV Safety & Recall Information
Data sourced from NHTSA safety ratings and recall databases
Average Safety Rating
0 / 5
Avg. Price Range
$15,000–$150,000
Odometer Disclosure
Required
Safety checkpoints for rv buyers
Test all LP gas appliances and check propane system for leaks
Inspect roof and seams for water damage — the #1 destroyer of RV value
Verify generator run hours and service history
Check slide-out mechanism operation and seal condition
Confirm smoke, CO, and LP detectors are operational and within manufacturer date
Test fire extinguisher charge and accessibility
Verify emergency exit window operation and condition
Inspect tire DOT date codes — RV tires age out before they wear out
Common recall categories
ElectricalPropane/LP Gas SystemTiresChassisWater System
On average, each rv model has approximately 4.2 recalls. Always check your specific vehicle at NHTSA.gov/recalls before completing a sale.
Colorado Tax & Fee Summary
State Sales Tax Rate
2.9%
Title Transfer Fee
$7
Private Party Exempt
No
2.9% state plus county/city taxes (total 3–10%)
Sales tax applies; ownership tax also assessed based on vehicle age
Colorado state rate 2.9% + estimated local taxes (verify with your county)
Notarization: NOT REQUIRED
Colorado does not require notarization for private vehicle bills of sale. Buyer and seller signatures on the completed title assignment are sufficient.
Grand Junction Transfer Checklist
Complete a title transfer at your local Colorado title office within the required timeframe
Sales tax applies; ownership tax also assessed based on vehicle age
Both buyer and seller should retain a signed copy of the bill of sale
Bring a valid government-issued photo ID and proof of insurance
Before signing your seller financing bill of sale in Grand Junction, run a NHTSA recall check on the specific year and model. Recent-model rvs with the most open recalls:
Model + year
NHTSA recalls
Top categories
2021 Thor Four Winds
9
Electrical System, Electronic Stability Control (Esc), Visibility
2020 Thor Four Winds
9
Electrical System, Power Train, Air Bags
2022 Coachmen Catalina
8
Equipment, Electrical System
2020 Keystone Cougar
8
Equipment, Structure, Electrical System
2019 Keystone Cougar
8
Equipment, Structure, Suspension
Run a NHTSA VIN lookup at nhtsa.gov/recalls before purchase — open recalls are the seller’s responsibility to disclose under federal law, and unresolved campaigns are a routine negotiating point on the seller financing sale price.
Grand Junction Seller financing rv pdf — when to file
Colorado requires title transfer within 60 days of the sale date on the bill of sale. For seller financing transactions specifically, file at County Clerk & Recorder – Grand Junction (Visit https://dmv.colorado.gov for the nearest Grand Junction, CO office) during normal hours: Mon–Fri 8:00 AM–5:00 PM. Miss the 60-day window and Colorado typically charges a late-transfer penalty plus accrued use tax, and the seller can remain on the title for civil liability until the buyer completes retitling. Bring the signed title, the completed Grand Junction bill of sale, your government-issued ID, and payment for the $7.00 title transfer fee plus 4.40% sales tax on the purchase price.
PDF reminder. Whether you keep your pdf as a signed digital PDF, both buyer and seller should leave the signing with an identical executed copy. The buyer needs the original to present at County Clerk & Recorder – Grand Junction; the seller keeps a duplicate to prove the date of transfer if a future liability question arises before the title fully retitles.
Frequently asked questions
What seller financing documents do I need for a rv sale in Grand Junction, Colorado?
For a seller financing rv transaction in Grand Junction, you need: Prepare a written promissory note specifying principal, APR, payment schedule, and total cost; Provide TILA disclosure box (APR, finance charge, amount financed, total payments) at signing; Record the seller's lien on the vehicle title at the DMV; Include default and repossession terms in the financing agreement; File a UCC-1 financing statement if relying on UCC Article 9 (varies by state for titled vehicles).
What is the sales tax on a rv private sale in Grand Junction, Colorado?
The combined sales tax rate in Grand Junction is 4.40%. Colorado state rate 2.9% + estimated local taxes (verify with your county)
Do I need to notarize a rv bill of sale in Colorado?
No, notarization is not required. Colorado does not require notarization for private vehicle bills of sale. Buyer and seller signatures on the completed title assignment are sufficient.
What are common recalls for a rv?
Common recall categories for rvs include: Electrical, Propane/LP Gas System, Tires, Chassis, Water System. On average, each rv model has approximately 4.2 recalls. Always check your specific vehicle at NHTSA.gov before completing a sale.
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