Private sale — What You Need to Know
A transaction between two private individuals without dealer involvement. Both parties negotiate directly and the seller transfers the title after payment.
Seller guidance
You are responsible for disclosing known defects, providing an accurate odometer statement, and delivering a clean title. Once the bill of sale is signed and funds received, remove the vehicle from your insurance and notify your DMV of the transfer.
Buyer guidance
Run a title search or VIN history report (NMVTIS, CARFAX) before handing over funds. Confirm the seller is the titled owner and the title is free of liens. Take possession of the signed title on the day of sale.
Legal note (Illinois-specific)
IL sellers must report the sale to the Secretary of State within 7 days using Form VSD 190 (Notice of Sale/Transfer). The buyer must title and register within 20 days. The buyer pays 6.25% use tax on the purchase price.
Private sale checklist
- Verify the seller name matches the title exactly
- Confirm no open liens via your state DMV or NMVTIS
- Complete federal odometer disclosure (vehicles <10 years old)
- Sign and date the bill of sale with both parties present
- Transfer title and notify DMV within your state deadline
- Seller files VSD 190 (Notice of Sale) with IL Secretary of State within 7 days
- Buyer pays RUT-50 (Private Party Vehicle Use Tax) — 6.25% of purchase price
- Title and registration must be completed within 20 days
RV Safety & Recall Information
Data sourced from NHTSA safety ratings and recall databases
Average Safety Rating
0 / 5
Avg. Price Range
$15,000–$150,000
Odometer Disclosure
Required
Safety checkpoints for rv buyers
- Test all LP gas appliances and check propane system for leaks
- Inspect roof and seams for water damage — the #1 destroyer of RV value
- Verify generator run hours and service history
- Check slide-out mechanism operation and seal condition
- Confirm smoke, CO, and LP detectors are operational and within manufacturer date
- Test fire extinguisher charge and accessibility
- Verify emergency exit window operation and condition
- Inspect tire DOT date codes — RV tires age out before they wear out
Common recall categories
ElectricalPropane/LP Gas SystemTiresChassisWater System
On average, each rv model has approximately 4.2 recalls. Always check your specific vehicle at NHTSA.gov/recalls before completing a sale.
NHTSA recall watch for Bloomington rv buyers
Before signing your private sale bill of sale in Bloomington, run a NHTSA recall check on the specific year and model. Recent-model rvs with the most open recalls:
| Model + year | NHTSA recalls | Top categories |
|---|
| 2021 Thor Four Winds | 9 | Electrical System, Electronic Stability Control (Esc), Visibility |
| 2020 Thor Four Winds | 9 | Electrical System, Power Train, Air Bags |
| 2022 Coachmen Catalina | 8 | Equipment, Electrical System |
| 2020 Keystone Cougar | 8 | Equipment, Structure, Electrical System |
| 2019 Keystone Cougar | 8 | Equipment, Structure, Suspension |
Run a NHTSA VIN lookup at nhtsa.gov/recalls before purchase — open recalls are the seller’s responsibility to disclose under federal law, and unresolved campaigns are a routine negotiating point on the private sale sale price.
Bloomington Private sale rv generator — when to file
Illinois requires title transfer within 20 days of the sale date on the bill of sale. For private sale transactions specifically, file at IL Secretary of State – Bloomington Office (200 W Front St, Bloomington, IL 61701) during normal hours: Mon–Fri 8:00 AM–5:00 PM. Miss the 20-day window and Illinois typically charges a late-transfer penalty plus accrued use tax, and the seller can remain on the title for civil liability until the buyer completes retitling. Bring the signed title, the completed Bloomington bill of sale, your government-issued ID, and payment for the $150.00 title transfer fee plus 7.85% sales tax on the purchase price.
Generator reminder. Whether you keep your generator as a generator-produced document, both buyer and seller should leave the signing with an identical executed copy. The buyer needs the original to present at IL Secretary of State – Bloomington Office; the seller keeps a duplicate to prove the date of transfer if a future liability question arises before the title fully retitles.