Use this bill of sale when selling a side by side in Chicago, Illinois. It documents the transfer and helps you complete DMV title paperwork.
Chicago, IllinoisSide by SidePopulation rank #3
A Chicago, Illinois side by side bill of sale is a legal document that records the transfer of ownership between a private buyer and seller in Chicago. As of 2026, Illinois requires both parties to sign the bill of sale, and the buyer must present it at the IL DMV to complete title transfer.
How to Complete a Side by Side Bill of Sale in Chicago
Verify the side by side VIN and run a history check
Complete all fields on the bill of sale — buyer name, seller name, sale price, date, and vehicle description
Both parties sign the bill of sale and retain a copy
Seller signs the back of the title, transferring ownership to the buyer
Buyer brings the signed title and bill of sale to the IL Secretary of State – Chicago West Office to complete title transfer
What to include
Buyer and seller names and addresses
Side by Side VIN and vehicle details
Sale price and date
Signatures from both parties
Next step
Create a compliant bill of sale and download the signed PDF immediately.
Local Requirements — Cook County
DMV / Title Office
IL Secretary of State – Chicago West Office
Address
5401 N Elston Ave, Chicago, IL 60630
Phone
(312) 793-1010
Office Hours
Mon–Fri 8:00 AM–5:00 PM
Transfer Fees & Taxes
Title Transfer Fee
$150.00
Sales Tax Rate
10.25%
Base Registration Fee
$151.00
Illinois state rate 6.25% + Cook County 1.75% + Chicago city 1.25% + RTA 1.0%
Notarization: NOT REQUIRED
Illinois does not require notarization for private vehicle sales. A signed title is the primary transfer document.
Chicago Transfer Checklist
Complete a VSD 190 (Vehicle/Vessel Use Tax Transaction Return) at the Secretary of State office
Illinois charges a private-party vehicle use tax starting at $25 for vehicles $15,000 and under
Title must be transferred within 20 days of purchase
Emissions testing required in Cook County for most vehicles
The most common side by side makes in private-party sales are Polaris, Can-Am, Honda, Yamaha, Kawasaki. Average private-party side by side prices range from $5,000–$30,000. Side by sides average 2.6 NHTSA recalls per model across categories including Steering, Fuel System, Fire Hazard.
Safety checkpoints for buying a used side by side
Before completing a side by side bill of sale in Illinois, verify these safety items:
Verify ROPS (cage) is intact and meets manufacturer specifications
Check all seat belts and door/net latching mechanisms
Inspect CV axles and boots — the highest-wear item on side-by-sides
Test power steering operation and differential lock engagement
Confirm headlights, taillights, brake lights, and (where required) turn signals function
Verify horn and reverse-warning beeper operation
Check that windshield (if equipped) is rated and unmodified
Inspect parking brake operation on a 15-degree slope
Side by Side insurance and depreciation in Illinois
Insurance averages $200–$600/year. Multi-passenger models cost more. Required for on-road use. Side-by-sides depreciate 30–40% in 3 years. Sport models (RZR, Maverick) depreciate faster than utility models (Ranger). Peak season for private side by side sales is spring for recreation, fall for hunting season, with an average of 25 days on market.
Side by Side registration and titling
Side by Sides are classified as "Off-highway vehicle (OHV) — some states allow street-legal conversion" for registration purposes. Side-by-sides range from 1,000–2,000 lbs. Multi-seat crew models weigh more. Federal odometer disclosure does not apply to side by sides.
Illinois bill of sale statistics
BillOfSaleNow has generated 3,087 bill of sale documents for Illinois transactions, with 83 generated this month alone. The most popular vehicle type is car.
Why Documentation Helps Protect Asking Price
45% faster sale
Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.
5 Things to Check Before Buying a Side by Side in Chicago
Run a VIN history report — accidents, odometer rollback, salvage title
Confirm the title is in the seller's name and matches the VIN on the vehicle
Check for any active liens — call the lender or run a lien search with the Illinois DMV
Meet at a safe, public location and bring a friend or mechanic
Never hand over cash until the title is properly signed and the bill of sale is complete
Side by Side title transfer deadline in Illinois
Illinois gives the buyer 20 days from the sale date on the bill of sale to complete the side by side title transfer at the IL Secretary of State – Chicago West Office in Chicago. Miss the 20-day window and Illinois charges a late-transfer penalty of typically $25-50 plus accrued use tax, and the seller can still appear on the title for civil liability if the buyer crashes the vehicle before retitling. Keep your signed bill of sale and the assigned title together and file as soon as you can, even if registration plates will be transferred later.
VIN inspection. IL generally does not require a VIN inspection, but dealer-sold vehicles must pass emission testing in applicable counties.
File at the IL Secretary of State – Chicago West Office (5401 N Elston Ave, Chicago, IL 60630). Bring the signed title, the completed Chicago bill of sale, your ID, and payment for the $150.00 title transfer fee plus 10.25% sales tax on the purchase price.
Side by Side mechanical pre-purchase checklist for Chicago buyers
Before you sign the Chicago bill of sale, walk through this inspection on theside by side. A pre-purchase inspection costs $100-200 and routinely uncovers $1,000+ in deferred maintenance — that is the figure you negotiate off the price or walk away from entirely. Use this list as your shortlist when you meet the seller or when a local mechanic looks the vehicle over.
Common mechanical issues to inspect
Pull primary and secondary clutch covers and inspect drive belt condition
Check CV joints and boots — replacement runs $300–$500 per side
Verify gearcase and differential fluid for water contamination
Test power-steering motor for binding through full lock-to-lock
Inspect radiator fins for mud packing and check coolant fan operation
Check spark arrestor and exhaust for cracks (mandatory for forest service trails)
Safety checkpoints
Verify ROPS (cage) is intact and meets manufacturer specifications
Check all seat belts and door/net latching mechanisms
Inspect CV axles and boots — the highest-wear item on side-by-sides
Test power steering operation and differential lock engagement
Confirm headlights, taillights, brake lights, and (where required) turn signals function
Verify horn and reverse-warning beeper operation
Title documentation notes. Side-by-sides title and register as off-highway vehicles (OHVs) in most states using the manufacturer’s frame VIN. Several states (Arizona, Utah, Montana, Wisconsin) allow street-legal conversion with a separate inspection and required equipment (DOT-approved tires, mirrors, turn signals, horn, and seatbelts), at which point the title is rebranded for on-road use. Federal odometer disclosure does not apply.
Reviewed against state DMV requirementsLast reviewed: April 20266 min readEditorial policy
Our Chicago, Illinois side by side bill of sale research is anchored to Illinois statute citations including 49 CFR Part 390 — Federal Motor Carrier Safety Regulations, and reviewed against current Illinois DMV publications by Amanda K. Torres, Small Business & Commercial Vehicle Specialist. Amanda K. Torres specializes in commercial vehicle transfers and fleet sales and routinely verifies fee schedules, notarization rules, and transfer deadlines for the BillOfSaleNow editorial team. Every Chicago requirement on this page reflects the most recent guidance from the IL Secretary of State – Chicago West Office and the underlying state transportation code.
Frequently asked questions
What county is Chicago in, and which office handles title transfers?
Chicago is in Cook County. Title transfers are handled by the IL Secretary of State – Chicago West Office at 5401 N Elston Ave, Chicago, IL 60630. Hours: Mon–Fri 8:00 AM–5:00 PM. Phone: (312) 793-1010.
What is the sales tax rate on a side by side sale in Chicago?
The combined rate is 10.25%. Illinois state rate 6.25% + Cook County 1.75% + Chicago city 1.25% + RTA 1.0%.
Is notarization required for a side by side bill of sale in Chicago?
No. Illinois does not require notarization for private vehicle sales. A signed title is the primary transfer document.
What fees should I expect when transferring a side by side title in Chicago?
Title transfer fee: $150.00. Base registration fee: $151.00. Sales tax at 10.25% is collected at the time of title transfer.
How long do I have to transfer a side by side title in Chicago?
Illinois requires the buyer to transfer the title within 30 days of the sale date. Late transfers may incur penalty fees at the DMV. Bring your signed bill of sale and the assigned title to the IL Secretary of State – Chicago West Office.
Can I sell a side by side without a title in Chicago?
In most cases, no. Illinois requires a clean title to complete a private vehicle sale. If the title is lost, the seller must apply for a duplicate title before selling. The bill of sale alone does not transfer legal ownership.
What documents do I need to buy a side by side in Chicago?
You will need: (1) the signed title from the seller, (2) a completed bill of sale, (3) a valid government ID, and (4) payment for the title transfer fee ($150.00) and sales tax (10.25%). Bring all documents to the IL Secretary of State – Chicago West Office.
Is a bill of sale legally binding in Chicago?
Yes. A properly signed bill of sale is a legally binding document that protects both the buyer and seller. It records the agreed-upon sale price, date, and vehicle details. Sellers should keep a copy to prove they are no longer liable for the vehicle after the sale date.
Trusted by private vehicle sellers nationwide
45% faster sale
Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.