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Covington, Kentucky Personal Watercraft Bill of Sale

Use this bill of sale when selling a personal watercraft in Covington, Kentucky. It documents the transfer and helps you complete DMV title paperwork.

Covington, KentuckyPersonal WatercraftPopulation rank #974

What to include

  • Buyer and seller names and addresses
  • Personal Watercraft VIN and vehicle details
  • Sale price and date
  • Signatures from both parties

Next step

Create a compliant bill of sale and download the signed PDF immediately.

Local Requirements — Covington County

DMV / Title Office

Kentucky DMV – Covington

Address

Visit https://drive.ky.gov to find the nearest Covington office

Phone

See state DMV website for local office numbers

Office Hours

Mon–Fri 8:00 AM–5:00 PM (verify hours with local office)

Transfer Fees & Taxes

Title Transfer Fee

$9.00

Sales Tax Rate

6%

Base Registration Fee

Varies by vehicle weight, age, and county

Flat 6% motor vehicle usage tax statewide

Notarization: NOT REQUIRED

Kentucky does not require notarization for private vehicle bills of sale. Buyer and seller signatures on the completed title assignment are sufficient.

Covington Transfer Checklist

  • Complete a title transfer at your local Kentucky DMV within the required timeframe
  • Motor vehicle usage tax applies to all sales
  • Both buyer and seller should keep a signed copy of the bill of sale
  • Bring a valid government-issued photo ID to the DMV

County Information — Covington County

County Clerk / Recorder

Covington County Clerk

Phone

See county website for contact information

Frequently asked questions

What county is Covington in, and which office handles title transfers?

Covington is in Covington County. Title transfers are handled by the Kentucky DMV – Covington at Visit https://drive.ky.gov to find the nearest Covington office. Hours: Mon–Fri 8:00 AM–5:00 PM (verify hours with local office). Phone: See state DMV website for local office numbers.

What is the sales tax rate on a personal watercraft sale in Covington?

The combined rate is 6%. Flat 6% motor vehicle usage tax statewide.

Is notarization required for a personal watercraft bill of sale in Covington?

No. Kentucky does not require notarization for private vehicle bills of sale. Buyer and seller signatures on the completed title assignment are sufficient.

What fees should I expect when transferring a personal watercraft title in Covington?

Title transfer fee: $9.00. Base registration fee: Varies by vehicle weight, age, and county. Sales tax at 6% is collected at the time of title transfer.