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Gresham, Oregon

Gresham, Oregon UTV Bill of Sale for Loan payoffGet a Blank Template

Download a blank utv bill of sale template for a loan payoff in Gresham, Oregon. Print it out and fill in the details by hand.

Template Fields

This blank utv bill of sale template for Oregon contains the following sections:

Seller Info

Name, address, phone, email

Buyer Info

Name, address, phone, email

Vehicle Details

Year, make, model, color, body

VIN & Odometer

17-digit VIN, current mileage

Sale Terms

Price, payment method, date

Disclosures

As-is status, known defects

Signatures

Buyer/seller lines with date

Notarization

Notary block if state requires

How to Fill Out This Template

  1. 1Print the blank template on US Letter paper
  2. 2Enter the utv details exactly as they appear on the title
  3. 3Record the odometer reading at the time of sale
  4. 4Agree on the sale price and fill in the payment terms
  5. 5Both parties sign and date in the presence of each other
  6. 6File the completed form with your local Oregon DMV within the required timeframe

Tip: Our online generator pre-fills Oregon-specific requirements so you don’t miss any required fields.

Loan payoff — What You Need to Know

The buyer is paying off the seller's outstanding auto loan as all or part of the purchase price. The transaction includes coordinating directly with the seller's lender to release the title.

Seller guidance

Request a formal payoff letter from your lender with the exact amount due and the payoff good-through date. Provide your lender's payoff mailing address and instructions to the buyer. Do not accept buyer funds before ensuring a clean mechanism for the lender to release the title — your lender will not release the lien until full payment is confirmed.

Buyer guidance

Pay the lender directly whenever possible to eliminate the risk of the seller pocketing funds. Confirm the lien release timeline with the lender: typically 10–30 days after payoff. Do not register the vehicle in your name until you have the clear title in hand.

Legal note

UCC § 9-513 requires a secured party (lender) to send a termination statement within 20 days of a written demand after the debt is satisfied, or within 20 days of the debt being satisfied if no demand is made and no further commitment exists. State motor vehicle codes impose similar obligations — e.g., California Vehicle Code § 5753 requires lienholders to release within 30 days. Failure to release can expose the lender to statutory damages.

Loan payoff checklist

  • Obtain a written payoff letter stating the exact amount and expiration date
  • Confirm lender's payment acceptance method (wire, cashier's check) and address
  • Structure the transaction so the lender receives payment directly from buyer
  • Get confirmation of payment receipt from the lender in writing
  • Wait for lien release document or electronic release before completing DMV title transfer

UTV Safety & Recall Information

Data sourced from NHTSA safety ratings and recall databases

Average Safety Rating

0 / 5

Avg. Price Range

$5,000–$25,000

Odometer Disclosure

Not required

Safety checkpoints for utv buyers

  • Verify ROPS (Roll-Over Protective Structure) is intact and unmodified
  • Check seat belt function for all seating positions
  • Inspect half doors and nets for proper latching
  • Test differential lock and selectable drive modes
  • Confirm headlights, taillights, and brake lights all function
  • Verify parking brake holds the vehicle on a 15-degree slope
  • Check that windshield (if equipped) is rated and unmodified
  • Test horn and warning beeper function

Common recall categories

SteeringFuel SystemFire HazardSuspensionSeat Belts

On average, each utv model has approximately 2.8 recalls. Always check your specific vehicle at NHTSA.gov/recalls before completing a sale.

Oregon Tax & Fee Summary

State Sales Tax Rate

0%

Title Transfer Fee

$99

Private Party Exempt

Yes

No sales tax; 0.5% statewide transit tax on new vehicles only

Oregon has no state sales tax on vehicle purchases

Visit the official Oregon DMV website

Local Requirements — Multnomah County

DMV / Title Office

Oregon DMV – Gresham Office

Address

1550 NW Eastman Pkwy, Gresham, OR 97030

Phone

(503) 299-9999

Office Hours

Mon–Fri 8:00 AM–5:00 PM

https://www.oregon.gov/odot/dmv

Transfer Fees & Taxes — Gresham

Title Transfer Fee

$77.00

Sales Tax Rate

0.00%

Base Registration Fee

$122.00

Oregon has no sales tax on used vehicle purchases

Notarization: NOT REQUIRED

Oregon does not require notarization.

Gresham Transfer Checklist

  • No sales tax on used vehicles
  • Title transfer within 30 days
  • DEQ emissions testing required in the Portland metro area
  • Seller must sign title

County Information — Multnomah County

County Clerk / Recorder

Multnomah County Clerk

Phone

(503) 988-3957

Private party vehicle sales in Multnomah County may be exempt from sales tax — verify with the county clerk before completing your transaction.

Gresham Loan payoff utv template — when to file

Oregon requires title transfer within 30 days of the sale date on the bill of sale. For loan payoff transactions specifically, file at Oregon DMV – Gresham Office (1550 NW Eastman Pkwy, Gresham, OR 97030) during normal hours: Mon–Fri 8:00 AM–5:00 PM. Miss the 30-day window and Oregon typically charges a late-transfer penalty plus accrued use tax, and the seller can remain on the title for civil liability until the buyer completes retitling. Bring the signed title, the completed Gresham bill of sale, your government-issued ID, and payment for the $77.00 title transfer fee plus 0.00% sales tax on the purchase price.

Template reminder. Whether you keep your template as a blank template you fill in by hand, both buyer and seller should leave the signing with an identical executed copy. The buyer needs the original to present at Oregon DMV – Gresham Office; the seller keeps a duplicate to prove the date of transfer if a future liability question arises before the title fully retitles.

Frequently asked questions

What loan payoff documents do I need for a utv sale in Gresham, Oregon?

For a loan payoff utv transaction in Gresham, you need: Obtain a written payoff letter stating the exact amount and expiration date; Confirm lender's payment acceptance method (wire, cashier's check) and address; Structure the transaction so the lender receives payment directly from buyer; Get confirmation of payment receipt from the lender in writing; Wait for lien release document or electronic release before completing DMV title transfer.

What is the sales tax on a utv private sale in Gresham, Oregon?

The combined sales tax rate in Gresham is 0.00%. Oregon has no sales tax on used vehicle purchases

Do I need to notarize a utv bill of sale in Oregon?

No, notarization is not required. Oregon does not require notarization.

What are common recalls for a utv?

Common recall categories for utvs include: Steering, Fuel System, Fire Hazard, Suspension, Seat Belts. On average, each utv model has approximately 2.8 recalls. Always check your specific vehicle at NHTSA.gov before completing a sale.

Trusted by private vehicle sellers nationwide

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

$60–$85 mobile notary

Mobile notary visit minimums run $60–$85 — higher on weekends, plus per-mile travel fees. State-formatted documents skip the trip.

Source: Thumbtack / NNA