Gresham, Oregon

Gresham, Oregon UTV Bill of Sale for Seller financing — Print a Ready-to-Sign Form

Print a utv bill of sale form for your seller financing in Gresham, Oregon. Fill in the details online, then print the completed document for both parties to sign.

Print a ready-to-sign form

Print Instructions

Paper Size

US Letter (8.5 × 11 in)

Margins

0.5 in minimum all sides

Ink

Black ink, laser or inkjet

Before You Print

☐Verify the VIN matches the utv title exactly
☐Confirm buyer and seller names match government-issued IDs
☐Have both parties present at the time of signing
☐Bring a valid photo ID accepted by Oregon
☐Print at least two copies — one for each party

Both parties should sign with a ballpoint pen in blue or black ink. Initial any corrections rather than using correction fluid.

Seller financing — What You Need to Know

The seller extends credit to the buyer and accepts installment payments over time, rather than receiving the full purchase price at closing. The seller holds a security interest in the vehicle until the loan is paid.

Seller guidance

Seller financing is a regulated credit transaction under the federal Truth in Lending Act (TILA) and Regulation Z (12 CFR Part 1026). You must provide the buyer with a written disclosure of APR, finance charge, total amount financed, payment schedule, and total of payments before the contract is signed. Perfect your security interest by recording yourself as a lienholder on the title with the DMV.

Buyer guidance

You are entitled to a written TILA disclosure before signing. Review the APR and total cost carefully — seller financing often carries higher rates than traditional lenders. The seller retains a lien on the vehicle until you pay in full; failure to make payments can result in repossession under the terms of your agreement and your state's repossession laws.

Legal note

TILA (15 U.S.C. § 1638) and Regulation Z require written disclosures for any credit transaction. A separate promissory note and security agreement should accompany the bill of sale. The seller must file a UCC-1 financing statement or record the lien on the title to perfect the security interest under UCC Article 9. State usury laws cap the maximum interest rate for private installment sales.

Seller financing checklist

Prepare a written promissory note specifying principal, APR, payment schedule, and total cost
Provide TILA disclosure box (APR, finance charge, amount financed, total payments) at signing
Record the seller's lien on the vehicle title at the DMV
Include default and repossession terms in the financing agreement
File a UCC-1 financing statement if relying on UCC Article 9 (varies by state for titled vehicles)

UTV Safety & Recall Information

Data sourced from NHTSA safety ratings and recall databases

Average Safety Rating

0 / 5

Avg. Price Range

$5,000–$25,000

Odometer Disclosure

Not required

Safety checkpoints for utv buyers

Verify ROPS (Roll-Over Protective Structure) is intact and unmodified
Check seat belt function for all seating positions
Inspect half doors and nets for proper latching
Test differential lock and selectable drive modes
Confirm headlights, taillights, and brake lights all function
Verify parking brake holds the vehicle on a 15-degree slope
Check that windshield (if equipped) is rated and unmodified
Test horn and warning beeper function

Common recall categories

SteeringFuel SystemFire HazardSuspensionSeat Belts

On average, each utv model has approximately 2.8 recalls. Always check your specific vehicle at NHTSA.gov/recalls before completing a sale.

Oregon Tax & Fee Summary

State Sales Tax Rate

Title Transfer Fee

$99

Private Party Exempt

Yes

No sales tax; 0.5% statewide transit tax on new vehicles only

Oregon has no state sales tax on vehicle purchases

Visit the official Oregon DMV website

Local Requirements — Multnomah County

DMV / Title Office

Oregon DMV – Gresham Office

Address

1550 NW Eastman Pkwy, Gresham, OR 97030

Phone

(503) 299-9999

Office Hours

Mon–Fri 8:00 AM–5:00 PM

https://www.oregon.gov/odot/dmv

Transfer Fees & Taxes — Gresham

Title Transfer Fee

$77.00

Sales Tax Rate

0.00%

Base Registration Fee

$122.00

Oregon has no sales tax on used vehicle purchases

Notarization: NOT REQUIRED

Oregon does not require notarization.

Gresham Transfer Checklist

No sales tax on used vehicles
Title transfer within 30 days
DEQ emissions testing required in the Portland metro area
Seller must sign title

County Information — Multnomah County

County Clerk / Recorder

Multnomah County Clerk

Phone

(503) 988-3957

Website

https://www.multco.us/county-clerk

Private party vehicle sales in Multnomah County may be exempt from sales tax — verify with the county clerk before completing your transaction.

Gresham Seller financing utv printable — when to file

Oregon requires title transfer within 30 days of the sale date on the bill of sale. For seller financing transactions specifically, file at Oregon DMV – Gresham Office (1550 NW Eastman Pkwy, Gresham, OR 97030) during normal hours: Mon–Fri 8:00 AM–5:00 PM. Miss the 30-day window and Oregon typically charges a late-transfer penalty plus accrued use tax, and the seller can remain on the title for civil liability until the buyer completes retitling. Bring the signed title, the completed Gresham bill of sale, your government-issued ID, and payment for the $77.00 title transfer fee plus 0.00% sales tax on the purchase price.

Printable reminder. Whether you keep your printable as a printed two-copy paper record, both buyer and seller should leave the signing with an identical executed copy. The buyer needs the original to present at Oregon DMV – Gresham Office; the seller keeps a duplicate to prove the date of transfer if a future liability question arises before the title fully retitles.

Frequently asked questions

What seller financing documents do I need for a utv sale in Gresham, Oregon?

For a seller financing utv transaction in Gresham, you need: Prepare a written promissory note specifying principal, APR, payment schedule, and total cost; Provide TILA disclosure box (APR, finance charge, amount financed, total payments) at signing; Record the seller's lien on the vehicle title at the DMV; Include default and repossession terms in the financing agreement; File a UCC-1 financing statement if relying on UCC Article 9 (varies by state for titled vehicles).

What is the sales tax on a utv private sale in Gresham, Oregon?

The combined sales tax rate in Gresham is 0.00%. Oregon has no sales tax on used vehicle purchases

Do I need to notarize a utv bill of sale in Oregon?

No, notarization is not required. Oregon does not require notarization.

What are common recalls for a utv?

Common recall categories for utvs include: Steering, Fuel System, Fire Hazard, Suspension, Seat Belts. On average, each utv model has approximately 2.8 recalls. Always check your specific vehicle at NHTSA.gov before completing a sale.