Pendleton, Oregon

Pendleton, Oregon ATV Bill of Sale for Financed vehicle — Get a Blank Template

Download a blank atv bill of sale template for a financed vehicle in Pendleton, Oregon. Print it out and fill in the details by hand.

Get a blank template

Template Fields

This blank atv bill of sale template for Oregon contains the following sections:

Seller Info

Name, address, phone, email

Buyer Info

Name, address, phone, email

Vehicle Details

Year, make, model, color, body

VIN & Odometer

17-digit VIN, current mileage

Sale Terms

Price, payment method, date

Disclosures

As-is status, known defects

Signatures

Buyer/seller lines with date

Notarization

Notary block if state requires

How to Fill Out This Template

1Print the blank template on US Letter paper
2Enter the atv details exactly as they appear on the title
3Record the odometer reading at the time of sale
4Agree on the sale price and fill in the payment terms
5Both parties sign and date in the presence of each other
6File the completed form with your local Oregon DMV within the required timeframe

Tip: Our online generator pre-fills Oregon-specific requirements so you don’t miss any required fields.

Financed vehicle — What You Need to Know

The buyer is financing the purchase through a lender. The lender will hold a security interest in the vehicle until the loan is paid in full, and the title will reflect the lienholder.

Seller guidance

If you are selling as a private party offering financing (seller financing), the transaction is governed by the Truth in Lending Act (TILA), Regulation Z (12 CFR Part 1026). You must provide the buyer a written disclosure of APR, finance charge, amount financed, total payments, and payment schedule. Failure to comply can expose you to civil liability.

Buyer guidance

When financing through a bank or credit union, your lender will place a lien on the title. You will not receive a clear title until the loan is paid off. Under TILA, you have the right to a written disclosure of all loan terms before signing. Review the APR and total cost of financing carefully.

Legal note (Oregon-specific)

OR requires the lienholder to release the lien before title transfer. The lienholder provides a written release. No sales tax applies in OR.

Financed vehicle checklist

Obtain pre-approval letter or lender commitment before finalizing sale price
Confirm lender's payoff instructions if seller has an existing lien
Record the new lienholder on the title at the DMV
Review TILA disclosure for APR, finance charge, and payment schedule
Retain a copy of the signed bill of sale and loan documents
Obtain written lien release from lienholder after payoff
Submit lien release at OR DMV
Transfer title within 30 days

ATV Safety & Recall Information

Data sourced from NHTSA safety ratings and recall databases

Average Safety Rating

0 / 5

Avg. Price Range

$2,000–$12,000

Odometer Disclosure

Not required

Safety checkpoints for atv buyers

Check CV boots and axle condition — the most common failure point on ATVs
Inspect skid plate and frame for cracks from off-road impacts
Verify winch operation if equipped
Test 4WD engagement and differential lock
Confirm parking brake holds on a slope
Verify throttle limiter is intact and free of binding
Test kill switch and engine-off function
Inspect handlebars for crash bend or weld repair

Common recall categories

Fuel SystemSteeringSuspensionElectricalThrottle

On average, each atv model has approximately 2.1 recalls. Always check your specific vehicle at NHTSA.gov/recalls before completing a sale.

Oregon Tax & Fee Summary

State Sales Tax Rate

Title Transfer Fee

$99

Private Party Exempt

Yes

No sales tax; 0.5% statewide transit tax on new vehicles only

Oregon has no state sales tax on vehicle purchases

Visit the official Oregon DMV website

Pendleton Financed vehicle atv template — when to file

Oregon requires title transfer within 30 days of the sale date on the bill of sale. For financed vehicle transactions specifically, file at Oregon DMV – Pendleton (Visit https://www.oregon.gov/odot/dmv to find the nearest Pendleton office) during normal hours: Mon–Fri 8:00 AM–5:00 PM (verify hours with local office). Miss the 30-day window and Oregon typically charges a late-transfer penalty plus accrued use tax, and the seller can remain on the title for civil liability until the buyer completes retitling. Bring the signed title, the completed Pendleton bill of sale, your government-issued ID, and payment for the $99.00 title transfer fee plus No state sales tax sales tax on the purchase price.

Template reminder. Whether you keep your template as a blank template you fill in by hand, both buyer and seller should leave the signing with an identical executed copy. The buyer needs the original to present at Oregon DMV – Pendleton; the seller keeps a duplicate to prove the date of transfer if a future liability question arises before the title fully retitles.

Frequently asked questions

What financed vehicle documents do I need for a atv sale in Pendleton, Oregon?

For a financed vehicle atv transaction in Pendleton, you need: Obtain pre-approval letter or lender commitment before finalizing sale price; Confirm lender's payoff instructions if seller has an existing lien; Record the new lienholder on the title at the DMV; Review TILA disclosure for APR, finance charge, and payment schedule; Retain a copy of the signed bill of sale and loan documents; Obtain written lien release from lienholder after payoff; Submit lien release at OR DMV; Transfer title within 30 days.

What is the sales tax on a atv private sale in Pendleton, Oregon?

The Oregon state sales tax rate is 0%. No sales tax; 0.5% statewide transit tax on new vehicles only. Oregon has no state sales tax on vehicle purchases

Do I need to notarize a atv bill of sale in Oregon?

Check with your local Oregon DMV office for notarization requirements. Requirements can vary by county.

What are common recalls for a atv?

Common recall categories for atvs include: Fuel System, Steering, Suspension, Electrical, Throttle. On average, each atv model has approximately 2.1 recalls. Always check your specific vehicle at NHTSA.gov before completing a sale.