Charleston, South Carolina

Charleston, South Carolina Jet Ski Bill of Sale for Seller financing — Print a Ready-to-Sign Form

Print a jet ski bill of sale form for your seller financing in Charleston, South Carolina. Fill in the details online, then print the completed document for both parties to sign.

Print a ready-to-sign form

Print Instructions

Paper Size

US Letter (8.5 × 11 in)

Margins

0.5 in minimum all sides

Ink

Black ink, laser or inkjet

Before You Print

☐Verify the VIN matches the jet ski title exactly
☐Confirm buyer and seller names match government-issued IDs
☐Have both parties present at the time of signing
☐Bring a valid photo ID accepted by South Carolina
☐Print at least two copies — one for each party

Both parties should sign with a ballpoint pen in blue or black ink. Initial any corrections rather than using correction fluid.

Seller financing — What You Need to Know

The seller extends credit to the buyer and accepts installment payments over time, rather than receiving the full purchase price at closing. The seller holds a security interest in the vehicle until the loan is paid.

Seller guidance

Seller financing is a regulated credit transaction under the federal Truth in Lending Act (TILA) and Regulation Z (12 CFR Part 1026). You must provide the buyer with a written disclosure of APR, finance charge, total amount financed, payment schedule, and total of payments before the contract is signed. Perfect your security interest by recording yourself as a lienholder on the title with the DMV.

Buyer guidance

You are entitled to a written TILA disclosure before signing. Review the APR and total cost carefully — seller financing often carries higher rates than traditional lenders. The seller retains a lien on the vehicle until you pay in full; failure to make payments can result in repossession under the terms of your agreement and your state's repossession laws.

Legal note

TILA (15 U.S.C. § 1638) and Regulation Z require written disclosures for any credit transaction. A separate promissory note and security agreement should accompany the bill of sale. The seller must file a UCC-1 financing statement or record the lien on the title to perfect the security interest under UCC Article 9. State usury laws cap the maximum interest rate for private installment sales.

Seller financing checklist

Prepare a written promissory note specifying principal, APR, payment schedule, and total cost
Provide TILA disclosure box (APR, finance charge, amount financed, total payments) at signing
Record the seller's lien on the vehicle title at the DMV
Include default and repossession terms in the financing agreement
File a UCC-1 financing statement if relying on UCC Article 9 (varies by state for titled vehicles)

Jet Ski Safety & Recall Information

Data sourced from NHTSA safety ratings and recall databases

Average Safety Rating

0 / 5

Avg. Price Range

$3,000–$18,000

Odometer Disclosure

Not required

Safety checkpoints for jet ski buyers

Inspect hull for cracks, especially around the intake grate area
Check impeller and wear ring for scoring and play
Verify all drain plugs are present and seal properly
Test electronic throttle response and reverse mechanism
Confirm lanyard kill-switch cuts engine immediately when pulled
Verify required PFD storage and fire extinguisher are present
Test engine compartment ventilation blower (4-stroke models)
Inspect handlebar pads, throttle/brake levers for crash damage

Common recall categories

Fuel SystemSteeringHull/DeckEngineElectrical

On average, each jet ski model has approximately 1.2 recalls. Always check your specific vehicle at NHTSA.gov/recalls before completing a sale.

South Carolina Tax & Fee Summary

State Sales Tax Rate

Title Transfer Fee

$15

Private Party Exempt

5% Infrastructure Maintenance Fee (IMF), capped at $500

IMF applies to all vehicle sales, capped at $500 max

Visit the official South Carolina DMV website

Local Requirements — Charleston County

DMV / Title Office

SC SCDMV – Charleston Office

Address

3790 Leeds Ave, North Charleston, SC 29405

Phone

(803) 896-5000

Office Hours

Mon–Fri 8:30 AM–5:00 PM

https://www.scdmvonline.com

Transfer Fees & Taxes — Charleston

Title Transfer Fee

$15.00

Sales Tax Rate

9.00%

Base Registration Fee

$40.00

South Carolina Infrastructure Maintenance Trust Fund (IMF) fee: $500 max on vehicle purchases instead of regular sales tax

Notarization: NOT REQUIRED

South Carolina does not require notarization for private vehicle sales.

Charleston Transfer Checklist

SC charges a $500 max IMF fee instead of standard sales tax on vehicles
Title transfer at SCDMV within 45 days
Seller must sign the title assignment
Vehicle property tax paid to Charleston County at time of registration

County Information — Charleston County

County Clerk / Recorder

Charleston County Clerk of Court

Phone

(843) 958-5000

Website

https://www.charlestoncounty.org/departments/clerk-of-court

Charleston Seller financing jet ski printable — when to file

South Carolina requires title transfer within 45 days of the sale date on the bill of sale. For seller financing transactions specifically, file at SC SCDMV – Charleston Office (3790 Leeds Ave, North Charleston, SC 29405) during normal hours: Mon–Fri 8:30 AM–5:00 PM. Miss the 45-day window and South Carolina typically charges a late-transfer penalty plus accrued use tax, and the seller can remain on the title for civil liability until the buyer completes retitling. Bring the signed title, the completed Charleston bill of sale, your government-issued ID, and payment for the $15.00 title transfer fee plus 9.00% sales tax on the purchase price.

Printable reminder. Whether you keep your printable as a printed two-copy paper record, both buyer and seller should leave the signing with an identical executed copy. The buyer needs the original to present at SC SCDMV – Charleston Office; the seller keeps a duplicate to prove the date of transfer if a future liability question arises before the title fully retitles.

Frequently asked questions

What seller financing documents do I need for a jet ski sale in Charleston, South Carolina?

For a seller financing jet ski transaction in Charleston, you need: Prepare a written promissory note specifying principal, APR, payment schedule, and total cost; Provide TILA disclosure box (APR, finance charge, amount financed, total payments) at signing; Record the seller's lien on the vehicle title at the DMV; Include default and repossession terms in the financing agreement; File a UCC-1 financing statement if relying on UCC Article 9 (varies by state for titled vehicles).

What is the sales tax on a jet ski private sale in Charleston, South Carolina?

The combined sales tax rate in Charleston is 9.00%. South Carolina Infrastructure Maintenance Trust Fund (IMF) fee: $500 max on vehicle purchases instead of regular sales tax

Do I need to notarize a jet ski bill of sale in South Carolina?

No, notarization is not required. South Carolina does not require notarization for private vehicle sales.

What are common recalls for a jet ski?

Common recall categories for jet skis include: Fuel System, Steering, Hull/Deck, Engine, Electrical. On average, each jet ski model has approximately 1.2 recalls. Always check your specific vehicle at NHTSA.gov before completing a sale.