Sample Transaction Details
Below is a fictional example showing what a completed jet ski bill of sale looks like for Rapid City, South Dakota:
Condition
As-Is, No Warranty
Key Sections Explained
- VIN (Vehicle Identification Number)
- The unique 17-character code assigned to every motor vehicle. Always verify this matches the title and the plate on the dashboard.
- Odometer Disclosure
- Federal law requires the seller to certify the mileage reading. Tampering with an odometer is a federal crime.
- As-Is Clause
- States the vehicle is sold without warranty. The buyer accepts all risk for future repairs unless otherwise noted.
- Signatures & Date
- Both parties must sign and date the document. Some states require signatures to be witnessed or notarized.
This is a sample only
Replace all names, vehicle details, and prices with your actual transaction information. Use our generator to create a legally compliant document for your real sale.
Financed vehicle — What You Need to Know
The buyer is financing the purchase through a lender. The lender will hold a security interest in the vehicle until the loan is paid in full, and the title will reflect the lienholder.
Seller guidance
If you are selling as a private party offering financing (seller financing), the transaction is governed by the Truth in Lending Act (TILA), Regulation Z (12 CFR Part 1026). You must provide the buyer a written disclosure of APR, finance charge, amount financed, total payments, and payment schedule. Failure to comply can expose you to civil liability.
Buyer guidance
When financing through a bank or credit union, your lender will place a lien on the title. You will not receive a clear title until the loan is paid off. Under TILA, you have the right to a written disclosure of all loan terms before signing. Review the APR and total cost of financing carefully.
Legal note (South Dakota-specific)
SD requires the lienholder to release the lien before title transfer. The lienholder provides a written release. Transfer title within 45 days.
Financed vehicle checklist
- Obtain pre-approval letter or lender commitment before finalizing sale price
- Confirm lender's payoff instructions if seller has an existing lien
- Record the new lienholder on the title at the DMV
- Review TILA disclosure for APR, finance charge, and payment schedule
- Retain a copy of the signed bill of sale and loan documents
- Obtain written lien release from lienholder after payoff
- Submit lien release at county treasurer
- Transfer title within 45 days
Jet Ski Safety & Recall Information
Data sourced from NHTSA safety ratings and recall databases
Average Safety Rating
0 / 5
Avg. Price Range
$3,000–$18,000
Odometer Disclosure
Not required
Safety checkpoints for jet ski buyers
- Inspect hull for cracks, especially around the intake grate area
- Check impeller and wear ring for scoring and play
- Verify all drain plugs are present and seal properly
- Test electronic throttle response and reverse mechanism
- Confirm lanyard kill-switch cuts engine immediately when pulled
- Verify required PFD storage and fire extinguisher are present
- Test engine compartment ventilation blower (4-stroke models)
- Inspect handlebar pads, throttle/brake levers for crash damage
Common recall categories
Fuel SystemSteeringHull/DeckEngineElectrical
On average, each jet ski model has approximately 1.2 recalls. Always check your specific vehicle at NHTSA.gov/recalls before completing a sale.
Rapid City Financed vehicle jet ski example — when to file
South Dakota requires title transfer within 45 days of the sale date on the bill of sale. For financed vehicle transactions specifically, file at Pennington County Treasurer (130 Kansas City St, Suite 200, Rapid City, SD 57701) during normal hours: Mon–Fri 8:00 AM–5:00 PM. Miss the 45-day window and South Dakota typically charges a late-transfer penalty plus accrued use tax, and the seller can remain on the title for civil liability until the buyer completes retitling. Bring the signed title, the completed Rapid City bill of sale, your government-issued ID, and payment for the $10.00 title transfer fee plus 4.50% sales tax on the purchase price.
Example reminder. Whether you keep your example as a reference example, both buyer and seller should leave the signing with an identical executed copy. The buyer needs the original to present at Pennington County Treasurer; the seller keeps a duplicate to prove the date of transfer if a future liability question arises before the title fully retitles.