BillOfSaleNow

Orem, Utah

Orem, Utah Trailer Bill of Sale for Loan payoffSee a Filled-Out Example

See what a completed trailer bill of sale looks like for a loan payoff in Orem, Utah. Review every field so you know exactly what to include.

Sample Transaction Details

Below is a fictional example showing what a completed trailer bill of sale looks like for Orem, Utah:

Seller

Jane Orem

Buyer

Michael Orem

Vehicle

2019 Trailer

VIN

1HGBH41JXMN109186

Mileage

45,230 miles

Sale Price

$12,500.00

Date

April 8, 2026

Condition

As-Is, No Warranty

Key Sections Explained

VIN (Vehicle Identification Number)
The unique 17-character code assigned to every motor vehicle. Always verify this matches the title and the plate on the dashboard.
Odometer Disclosure
Federal law requires the seller to certify the mileage reading. Tampering with an odometer is a federal crime.
As-Is Clause
States the vehicle is sold without warranty. The buyer accepts all risk for future repairs unless otherwise noted.
Signatures & Date
Both parties must sign and date the document. Some states require signatures to be witnessed or notarized.

This is a sample only

Replace all names, vehicle details, and prices with your actual transaction information. Use our generator to create a legally compliant document for your real sale.

Loan payoff — What You Need to Know

The buyer is paying off the seller's outstanding auto loan as all or part of the purchase price. The transaction includes coordinating directly with the seller's lender to release the title.

Seller guidance

Request a formal payoff letter from your lender with the exact amount due and the payoff good-through date. Provide your lender's payoff mailing address and instructions to the buyer. Do not accept buyer funds before ensuring a clean mechanism for the lender to release the title — your lender will not release the lien until full payment is confirmed.

Buyer guidance

Pay the lender directly whenever possible to eliminate the risk of the seller pocketing funds. Confirm the lien release timeline with the lender: typically 10–30 days after payoff. Do not register the vehicle in your name until you have the clear title in hand.

Legal note

UCC § 9-513 requires a secured party (lender) to send a termination statement within 20 days of a written demand after the debt is satisfied, or within 20 days of the debt being satisfied if no demand is made and no further commitment exists. State motor vehicle codes impose similar obligations — e.g., California Vehicle Code § 5753 requires lienholders to release within 30 days. Failure to release can expose the lender to statutory damages.

Loan payoff checklist

  • Obtain a written payoff letter stating the exact amount and expiration date
  • Confirm lender's payment acceptance method (wire, cashier's check) and address
  • Structure the transaction so the lender receives payment directly from buyer
  • Get confirmation of payment receipt from the lender in writing
  • Wait for lien release document or electronic release before completing DMV title transfer

Trailer Safety & Recall Information

Data sourced from NHTSA safety ratings and recall databases

Average Safety Rating

0 / 5

Avg. Price Range

$1,500–$15,000

Odometer Disclosure

Not required

Safety checkpoints for trailer buyers

  • Inspect hitch coupler and safety chains for wear and proper rating
  • Check all lighting connections — trailer lights are the #1 reason for roadside stops
  • Verify axle alignment and tire wear patterns
  • Test electric or surge brakes if equipped
  • Confirm breakaway switch and battery function on braked trailers
  • Verify VIN/serial plate is intact and matches title
  • Check D-ring tie-down ratings and weld integrity
  • Inspect ramp gate hinges and locking pins for safe operation

Common recall categories

TiresElectrical (lighting)Axle/SuspensionCouplingBrakes

On average, each trailer model has approximately 1.5 recalls. Always check your specific vehicle at NHTSA.gov/recalls before completing a sale.

Utah Tax & Fee Summary

State Sales Tax Rate

6.1%

Title Transfer Fee

$6

Private Party Exempt

No

6.1% state plus local taxes (total up to ~8.5%)

Sales tax applies to private party vehicle purchases

Visit the official Utah DMV website

Local Requirements — Utah County

DMV / Title Office

Utah DMV – Orem Office

Address

976 W Center St, Orem, UT 84057

Phone

(801) 297-7780

Office Hours

Mon–Fri 8:00 AM–5:00 PM

https://dmv.utah.gov

Transfer Fees & Taxes — Orem

Title Transfer Fee

$6.00

Sales Tax Rate

7.25%

Base Registration Fee

$44.00

Utah state 4.85% + Utah County 0.7% + Orem 1.0% + transit 0.7%

Notarization: NOT REQUIRED

Utah does not require notarization.

Orem Transfer Checklist

  • Title transfer within 48 hours
  • Sales tax at title transfer
  • Safety and emissions inspection in Utah County
  • Seller must sign title assignment

County Information — Utah County

County Clerk / Recorder

Utah County Clerk

Phone

(801) 851-8109

Orem Loan payoff trailer example — when to file

Utah requires title transfer within 30 days of the sale date on the bill of sale. For loan payoff transactions specifically, file at Utah DMV – Orem Office (976 W Center St, Orem, UT 84057) during normal hours: Mon–Fri 8:00 AM–5:00 PM. Miss the 30-day window and Utah typically charges a late-transfer penalty plus accrued use tax, and the seller can remain on the title for civil liability until the buyer completes retitling. Bring the signed title, the completed Orem bill of sale, your government-issued ID, and payment for the $6.00 title transfer fee plus 7.25% sales tax on the purchase price.

Example reminder. Whether you keep your example as a reference example, both buyer and seller should leave the signing with an identical executed copy. The buyer needs the original to present at Utah DMV – Orem Office; the seller keeps a duplicate to prove the date of transfer if a future liability question arises before the title fully retitles.

Frequently asked questions

What loan payoff documents do I need for a trailer sale in Orem, Utah?

For a loan payoff trailer transaction in Orem, you need: Obtain a written payoff letter stating the exact amount and expiration date; Confirm lender's payment acceptance method (wire, cashier's check) and address; Structure the transaction so the lender receives payment directly from buyer; Get confirmation of payment receipt from the lender in writing; Wait for lien release document or electronic release before completing DMV title transfer.

What is the sales tax on a trailer private sale in Orem, Utah?

The combined sales tax rate in Orem is 7.25%. Utah state 4.85% + Utah County 0.7% + Orem 1.0% + transit 0.7%

Do I need to notarize a trailer bill of sale in Utah?

No, notarization is not required. Utah does not require notarization.

What are common recalls for a trailer?

Common recall categories for trailers include: Tires, Electrical (lighting), Axle/Suspension, Coupling, Brakes. On average, each trailer model has approximately 1.5 recalls. Always check your specific vehicle at NHTSA.gov before completing a sale.

Trusted by private vehicle sellers nationwide

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

$60–$85 mobile notary

Mobile notary visit minimums run $60–$85 — higher on weekends, plus per-mile travel fees. State-formatted documents skip the trip.

Source: Thumbtack / NNA