Gresham, Washington

Gresham, Washington UTV Bill of Sale for Seller financing — Get a Blank Template

Download a blank utv bill of sale template for a seller financing in Gresham, Washington. Print it out and fill in the details by hand.

Get a blank template

Template Fields

This blank utv bill of sale template for Washington contains the following sections:

Seller Info

Name, address, phone, email

Buyer Info

Name, address, phone, email

Vehicle Details

Year, make, model, color, body

VIN & Odometer

17-digit VIN, current mileage

Sale Terms

Price, payment method, date

Disclosures

As-is status, known defects

Signatures

Buyer/seller lines with date

Notarization

Notary block if state requires

How to Fill Out This Template

1Print the blank template on US Letter paper
2Enter the utv details exactly as they appear on the title
3Record the odometer reading at the time of sale
4Agree on the sale price and fill in the payment terms
5Both parties sign and date in the presence of each other
6File the completed form with your local Washington DMV within the required timeframe

Tip: Our online generator pre-fills Washington-specific requirements so you don’t miss any required fields.

Seller financing — What You Need to Know

The seller extends credit to the buyer and accepts installment payments over time, rather than receiving the full purchase price at closing. The seller holds a security interest in the vehicle until the loan is paid.

Seller guidance

Seller financing is a regulated credit transaction under the federal Truth in Lending Act (TILA) and Regulation Z (12 CFR Part 1026). You must provide the buyer with a written disclosure of APR, finance charge, total amount financed, payment schedule, and total of payments before the contract is signed. Perfect your security interest by recording yourself as a lienholder on the title with the DMV.

Buyer guidance

You are entitled to a written TILA disclosure before signing. Review the APR and total cost carefully — seller financing often carries higher rates than traditional lenders. The seller retains a lien on the vehicle until you pay in full; failure to make payments can result in repossession under the terms of your agreement and your state's repossession laws.

Legal note

TILA (15 U.S.C. § 1638) and Regulation Z require written disclosures for any credit transaction. A separate promissory note and security agreement should accompany the bill of sale. The seller must file a UCC-1 financing statement or record the lien on the title to perfect the security interest under UCC Article 9. State usury laws cap the maximum interest rate for private installment sales.

Seller financing checklist

Prepare a written promissory note specifying principal, APR, payment schedule, and total cost
Provide TILA disclosure box (APR, finance charge, amount financed, total payments) at signing
Record the seller's lien on the vehicle title at the DMV
Include default and repossession terms in the financing agreement
File a UCC-1 financing statement if relying on UCC Article 9 (varies by state for titled vehicles)

UTV Safety & Recall Information

Data sourced from NHTSA safety ratings and recall databases

Average Safety Rating

0 / 5

Avg. Price Range

$5,000–$25,000

Odometer Disclosure

Not required

Safety checkpoints for utv buyers

Verify ROPS (Roll-Over Protective Structure) is intact and unmodified
Check seat belt function for all seating positions
Inspect half doors and nets for proper latching
Test differential lock and selectable drive modes
Confirm headlights, taillights, and brake lights all function
Verify parking brake holds the vehicle on a 15-degree slope
Check that windshield (if equipped) is rated and unmodified
Test horn and warning beeper function

Common recall categories

SteeringFuel SystemFire HazardSuspensionSeat Belts

On average, each utv model has approximately 2.8 recalls. Always check your specific vehicle at NHTSA.gov/recalls before completing a sale.

Washington Tax & Fee Summary

State Sales Tax Rate

6.5%

Title Transfer Fee

$12

Private Party Exempt

6.5% state plus local taxes (total up to ~10.4%)

Use tax applies to private party vehicle purchases

Visit the official Washington DMV website

Gresham Seller financing utv template — when to file

Washington requires title transfer within 15 days of the sale date on the bill of sale. For seller financing transactions specifically, file at Washington DMV – Gresham (Visit https://www.dol.wa.gov to find the nearest Gresham office) during normal hours: Mon–Fri 8:00 AM–5:00 PM (verify hours with local office). Miss the 15-day window and Washington typically charges a late-transfer penalty plus accrued use tax, and the seller can remain on the title for civil liability until the buyer completes retitling. Bring the signed title, the completed Gresham bill of sale, your government-issued ID, and payment for the $12.00 title transfer fee plus 6.5% sales tax on the purchase price.

Template reminder. Whether you keep your template as a blank template you fill in by hand, both buyer and seller should leave the signing with an identical executed copy. The buyer needs the original to present at Washington DMV – Gresham; the seller keeps a duplicate to prove the date of transfer if a future liability question arises before the title fully retitles.

Frequently asked questions

What seller financing documents do I need for a utv sale in Gresham, Washington?

For a seller financing utv transaction in Gresham, you need: Prepare a written promissory note specifying principal, APR, payment schedule, and total cost; Provide TILA disclosure box (APR, finance charge, amount financed, total payments) at signing; Record the seller's lien on the vehicle title at the DMV; Include default and repossession terms in the financing agreement; File a UCC-1 financing statement if relying on UCC Article 9 (varies by state for titled vehicles).

What is the sales tax on a utv private sale in Gresham, Washington?

The Washington state sales tax rate is 6.5%. 6.5% state plus local taxes (total up to ~10.4%). Use tax applies to private party vehicle purchases

Do I need to notarize a utv bill of sale in Washington?

Check with your local Washington DMV office for notarization requirements. Requirements can vary by county.

What are common recalls for a utv?

Common recall categories for utvs include: Steering, Fuel System, Fire Hazard, Suspension, Seat Belts. On average, each utv model has approximately 2.8 recalls. Always check your specific vehicle at NHTSA.gov before completing a sale.