Loan payoff ATV Bill of Sale — Walsh County, North Dakota

Legal notes

UCC § 9-513 requires a secured party (lender) to send a termination statement within 20 days of a written demand after the debt is satisfied, or within 20 days of the debt being satisfied if no demand is made and no further commitment exists. State motor vehicle codes impose similar obligations — e.g., California Vehicle Code § 5753 requires lienholders to release within 30 days. Failure to release can expose the lender to statutory damages.

Walsh County clerk office and recording fees

Bill-of-sale filings and title transfers for a loan payoff atv sale in Walsh County are filed at the North Dakota county clerk in Walsh County (sometimes called the recorder, tax collector, or treasurer depending on the state). The office accepts the signed bill of sale, the assigned title, and a completed title application. Recording fees vary by document type; expect a base fee plus per-page charges for additional pages.

For office hours, recording fees, and accepted payment methods in Walsh County, call the county clerk before visiting or check the North Dakota DMV directory at https://www.google.com/search?q=North%20Dakota%20DMV%20title%20transfer.

Filing deadline: North Dakota requires title transfer within 30 days of the sale date. Plan the Walsh County clerk visit promptly to avoid penalty fees on late filings.

North Dakota lien-release procedure for liened atv sales

If the atv carries an active lien, the seller cannot transfer clean title to the buyer until the lien is released. North Dakota handles this through a documented sequence that the lienholder, seller, and buyer must complete in order. Skipping a step often means the new title is issued with the lien still noted, blocking resale.

1. Obtain Form SFN 18609 from the North Dakota DOT or the lienholder.
2. Lienholder completes and signs SFN 18609 releasing the lien.
3. Submit SFN 18609 with the existing title and title application at a county treasurer's office.
4. Pay the title fee and receive a clean North Dakota title.

Form reference: SFN 18609 is the North Dakota document used to clear a lien on a atv title before a Walsh County loan payoff transfer can be recorded.

ATV recall categories to verify before a Walsh County loan payoff transfer

Open safety recalls follow the vehicle, not the owner — if the atv has an unrepaired recall when the loan payoff sale closes, the Walsh County buyer inherits the obligation to bring it to a dealer for the free fix. The NHTSA recall database flags the following categories most frequently for atv models:

• Fuel System
• Steering
• Suspension
• Electrical
• Throttle

On average a atv model has 2.1 recalls — buyers in Walsh County should run a NHTSA recall check before signing. Enter the VIN at nhtsa.gov/recalls to pull the live status. Document any open recalls in the bill of sale so the buyer cannot later claim the seller concealed a known defect — a clean disclosure protects both parties under North Dakota consumer-protection law.