How to Cancel an Extended Warranty in Florida

Extended vehicle warranties are typically overpriced and easy to cancel for refund. Here's exactly how Florida handles cancellation, refund amounts, and the process.

Quick Reference

Cancellation Allowed?Yes

Refund TypeFull refund within 60 days; prorated after

Cancellation FeeUp to $50 administrative fee

Refund Goes ToLender first (if financed); then borrower

Your Right to Cancel

Yes — Florida Statute §634.121 mandates cancellation right

Florida requires warranty companies to allow cancellation with prorated refund at any time.

Refund Calculation

Full refund within 60 days; prorated after

Florida grants full refund within 60 days of purchase if no claims filed. Prorated refund after.

Cancellation Fee

Up to $50 administrative fee

Florida allows up to $50 cancellation fee. Some policies charge less — verify your specific contract.

Where Refund Goes

Lender first (if financed); then borrower

If financed, refund goes to lender and is applied to loan principal.

Cancellation Process

Written notice to warranty administrator

Send written cancellation via certified mail with policy number, VIN, and effective date.

Who to Contact

Dealer or warranty administrator

Florida allows you to contact either dealer or warranty administrator. Some dealers add fees on top — go direct if possible.

Florida Standout Rule

Florida FDUTPA applies to warranty sales. If the warranty was misrepresented (e.g., dealer claimed "bumper-to-bumper" but actual coverage is narrow), you may have a consumer protection claim.

Frequently Asked Questions

Can I cancel my extended warranty in Florida?

Yes — Florida Statute §634.121 mandates cancellation right. Florida requires warranty companies to allow cancellation with prorated refund at any time.

How much refund will I get when I cancel my warranty in Florida?

Full refund within 60 days; prorated after. Florida grants full refund within 60 days of purchase if no claims filed. Prorated refund after.

What's the cancellation fee in Florida?

Up to $50 administrative fee. Florida allows up to $50 cancellation fee. Some policies charge less — verify your specific contract.

Where does my warranty refund go in Florida?

Lender first (if financed); then borrower. If financed, refund goes to lender and is applied to loan principal.

Who do I contact to cancel a warranty in Florida?

Dealer or warranty administrator. Florida allows you to contact either dealer or warranty administrator. Some dealers add fees on top — go direct if possible.

Selling Your Vehicle Soon?

If you're selling and cancelling your warranty, a Florida bill of sale documents the transfer cleanly while you handle the warranty cancellation in parallel.

Generate Bill of Sale

Source: Florida Office of Insurance Regulation. Read your specific warranty contract for exact cancellation procedures.