How to Transfer a Car Title in Iowa

In Iowa, a title transfer must be completed at the Iowa DMV within 30 days of the private sale. The seller signs the back of the title, the buyer fills in their information, and both parties complete a signed bill of sale documenting the transaction.

Step-by-Step: How to Transfer a Car Title in Iowa

1. 1Obtain a signed bill of sale that includes the VIN, sale price, odometer reading, and both parties' full signatures.
2. 2Seller signs the back of the title in the designated area — do not sign incorrectly or the DMV will reject the transfer.
3. 3Buyer takes the signed title and bill of sale to the Iowa DMV (or county clerk office).
4. 4Buyer pays the title transfer fee ($25) and any applicable use tax or registration fees.
5. 5Buyer receives the new title in their name — typically 4–6 weeks by mail.

Iowa-Specific Requirements

• ›One-time 5% registration fee instead of sales tax
• ›Title transfer processed at county treasurer office
• ›Damage disclosure statement required

Frequently Asked Questions