Just Sold My Boat in Maryland — What’s Next? (2026)
Need Maryland bill of sale documentation?
If you haven’t generated a Maryland-compliant bill of sale yet, do it now — your proof-of-sale window closes the moment the buyer leaves.
Start My Maryland Boat Bill of Sale →Maryland boat sale facts
| Titling agency | Maryland DMV ↗ |
| Title transfer deadline | 60 days from sale |
| Release of liability | File with Maryland DMV within 5 days |
| Buyer’s sales / use tax | 6% (Excise tax applies to all vehicle sales) |
| Bill of sale notary | Not required |
| Title fee (buyer pays) | $100 |
| Boat identifier | HIN (Hull Identification Number) |
Your Maryland boat post-sale checklist
- 1
Keep your signed Maryland bill of sale
This is your proof that you sold the boat on the sale date. If the buyer gets a ticket, is in an accident, or fails to transfer the title within 60 days from the sale date, the Maryland bill of sale shields you from liability. Keep both your copy and a scan for at least 5 years.
- 2
File a release of liability with Maryland DMV
Most Maryland sellers file this online through Maryland DMV within 5 days of the sale. Filing removes you from records as the registered owner so any post-sale tickets, tolls, or accidents become the buyer's responsibility, not yours. Maryland requires the buyer to title the boat within 60 days — your release filing protects you if the buyer misses that deadline.
- 3
Cancel or transfer your boat insurance
Contact your insurer the same day you hand over the keys. Maryland does not require you to maintain insurance on a vehicle you no longer own, but you must not cancel before the sale is complete. If you are replacing the boat with another, transfer the policy instead — many insurers offer a short grace period to bind coverage on the new vehicle.
- 4
Remove your registration decal and registration decal
In Maryland, the registration decal stays with the seller, not the boat. Remove the decal before handover and return any current registration to the Maryland boating authority. The buyer will register the vessel in their name and receive new decals.
- 5
Verify the 60-day title transfer window
Maryland requires the buyer to retitle the boat at Maryland DMV within 60 days of the sale date. If you have not received confirmation that the title has been transferred by day 65, contact Maryland DMV with your bill of sale and release-of-liability filing number to confirm the change of ownership.
- 6
Confirm your Maryland tax obligations (seller's side)
Maryland charges 6% sales/use tax on private-party boat sales — the buyer pays this at Maryland DMV when titling. Excise tax applies to all vehicle sales. Sellers generally do not owe Maryland sales tax, but if the boat sold for more than your original purchase price you may owe federal capital gains tax. Consult a tax advisor.
- 7
Watch for liens or loan payoff confirmation
If you had a loan on the boat, confirm the lender received the buyer's payoff and has released the lien on the Maryland title before you deliver the title. Maryland uses VR-217 as the lien release form — your lender will file this with Maryland DMV to clear the title record.
Boat-specific note
Boats use a Hull Identification Number (HIN) instead of a VIN — confirm the HIN on the transom matches the title and bill of sale. If the vessel is U.S. Coast Guard documented (5+ net tons, typically 26ft+), file an abstract-of-title transfer with the National Vessel Documentation Center in addition to state registration.
Maryland lien release procedure
- Obtain Form VR-217 from the Maryland MVA or the lienholder.
- Lienholder completes and signs VR-217 releasing the lien.
- Submit VR-217 with the existing title and title application at a Maryland MVA office.
- Pay the title fee and receive a clean Maryland title.
Frequently Asked Questions — Maryland
How long do I have to file a release of liability in Maryland?▾
Maryland sellers should file a release of liability with Maryland DMV within 5 days of the sale. Most Maryland sellers can file this online directly through Maryland DMV. Filing removes you from records as the registered owner so any post-sale tickets, tolls, or accidents fall on the buyer.
What is the Maryland title transfer deadline for a boat?▾
Maryland requires the buyer to title the boat within 60 days of the sale date. Missing the deadline can trigger late fees and back-dated registration penalties.
Do I owe Maryland sales tax on the boat I just sold?▾
Maryland charges 6% sales/use tax on private-party boat sales. Excise tax applies to all vehicle sales. The buyer typically pays this at Maryland DMV when titling — sellers generally owe no Maryland sales tax on the proceeds. You may owe federal capital gains if you sold for more than the original purchase price.
Does Maryland require a notary on the boat bill of sale?▾
No. Maryland does not require notarization for a private boat bill of sale. A signed bill of sale with both parties' full names, addresses, signatures, and the date is sufficient for Maryland DMV.
How does the buyer register the boat in Maryland?▾
The buyer brings the signed bill of sale and endorsed title to Maryland DMV, pays the title fee (~$100) plus 6% sales/use tax, and receives a new Maryland title in their name. Transfer must be completed within 60 days of the sale date.
What is U.S. Coast Guard documentation and do I need to file anything with the USCG?▾
USCG documentation is a federal title for vessels 5+ net tons (typically 26ft+) used in commerce or international waters. Recreational boats under 26 feet usually do not need USCG documentation — state registration and a bill of sale are sufficient. If your boat IS USCG-documented, file an abstract of title transfer with the National Vessel Documentation Center in addition to state registration.
Where do I find the HIN on my boat?▾
The Hull Identification Number (HIN) is a 12-character serial stamped on the starboard side of the transom (back of the boat) above the waterline. It is also recorded on the title. Confirm the HIN on the transom matches your bill of sale and title before the buyer pulls away on the trailer.
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Source: Maryland DMV ↗ · Last verified 2026-05-07