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Lost Car Title in Illinois

How to replace a lost, stolen, or damaged car title in Illinois — the form you need, the fee, and how long it takes.

Duplicate Title Quick Facts

Duplicate Fee
$95
Illinois duplicate title fee is $95 — lower than the new title fee of $150, but still among the higher duplicate fees nationally.
Processing Time
15 business days
Illinois processes duplicate title applications in approximately 15 business days. Same-day in-person processing is not available.
Form Required
VSD 190
Application for Vehicle Transaction (VSD 190) — submit to the Illinois Secretary of State with the $95 fee.
Online Application
Not Available
Illinois does not offer online duplicate title applications. Applications must be submitted by mail or at a Secretary of State facility.

How to Get a Duplicate Title in Illinois

1
Download form VSD 190

Get the application form from the Illinois Secretary of State website or visit a local office.

2
Complete the application

Fill in your name, address, vehicle information (VIN, year, make, model), and reason for the duplicate request.

3
Gather identification

Bring a valid government-issued photo ID. Some states require proof of residency or notarization of the application.

4
Pay the $95 fee

Submit payment with your application. Accepted payment methods vary by location — check the Illinois Secretary of State website.

5
Submit and wait

15 business days. Illinois processes duplicate title applications in approximately 15 business days. Same-day in-person processing is not available.

If There Is a Lienholder on Your Title

If a lien is recorded, the lienholder must sign a release or permission for the duplicate title to be issued.

Illinois Note

Illinois duplicate title applications must be submitted to the Secretary of State's vehicle services department. Processing takes approximately 15 business days and there is no expedited service available.

Official Illinois Duplicate Title Information
Illinois Secretary of State — Duplicate Title ↗

Frequently Asked Questions

How much does a duplicate car title cost in Illinois?

$95. Illinois duplicate title fee is $95 — lower than the new title fee of $150, but still among the higher duplicate fees nationally.

How long does it take to get a duplicate title in Illinois?

15 business days. Illinois processes duplicate title applications in approximately 15 business days. Same-day in-person processing is not available.

What form do I need for a duplicate title in Illinois?

VSD 190. Application for Vehicle Transaction (VSD 190) — submit to the Illinois Secretary of State with the $95 fee.

Can I apply for a duplicate title online in Illinois?

No. Illinois does not offer online duplicate title applications. Applications must be submitted by mail or at a Secretary of State facility.

What happens if there is a lienholder on my title in Illinois?

If a lien is recorded, the lienholder must sign a release or permission for the duplicate title to be issued.

Can I sell a car without the title in Illinois?

Selling a car without the title is difficult in Illinois. The buyer will need the title to register the vehicle. You should apply for a duplicate title before selling. In some cases, both parties can work with the DMV to transfer ownership simultaneously with the duplicate title application.

Lost Car Title by State

Trusted by private vehicle sellers nationwide

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

$60–$85 mobile notary

Mobile notary visit minimums run $60–$85 — higher on weekends, plus per-mile travel fees. State-formatted documents skip the trip.

Source: Thumbtack / NNA