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Lost Car Title in New York

How to replace a lost, stolen, or damaged car title in New York — the form you need, the fee, and how long it takes.

Duplicate Title Quick Facts

Duplicate Fee
$20
New York duplicate title fee is $20. Payable to the New York DMV.
Processing Time
1–2 weeks (mail) / same day (DMV office)
Same-day duplicate title processing is available at New York DMV offices for most passenger vehicles. Mail applications take 1–2 weeks.
Form Required
MV-902
Application for Duplicate Certificate of Title (MV-902) — complete and submit at a New York DMV office or by mail.
Online Application
Not Available
New York does not offer online duplicate title applications. Apply in person at a DMV office or submit by mail.

How to Get a Duplicate Title in New York

1
Download form MV-902

Get the application form from the New York DMV website or visit a local office.

2
Complete the application

Fill in your name, address, vehicle information (VIN, year, make, model), and reason for the duplicate request.

3
Gather identification

Bring a valid government-issued photo ID. Some states require proof of residency or notarization of the application.

4
Pay the $20 fee

Submit payment with your application. Accepted payment methods vary by location — check the New York DMV website.

5
Submit and wait

1–2 weeks (mail) / same day (DMV office). Same-day duplicate title processing is available at New York DMV offices for most passenger vehicles. Mail applications take 1–2 weeks.

If There Is a Lienholder on Your Title

If a security interest is on file, the duplicate title is issued to the owner with the lienholder noted. The lienholder does not receive the title automatically.

New York Note

New York DMV offices process duplicate title applications same-day when you appear in person with the required documentation and $20 fee. This is the fastest path for New York residents who need the title quickly.

Official New York Duplicate Title Information
New York DMV — Duplicate Title ↗

Frequently Asked Questions

How much does a duplicate car title cost in New York?

$20. New York duplicate title fee is $20. Payable to the New York DMV.

How long does it take to get a duplicate title in New York?

1–2 weeks (mail) / same day (DMV office). Same-day duplicate title processing is available at New York DMV offices for most passenger vehicles. Mail applications take 1–2 weeks.

What form do I need for a duplicate title in New York?

MV-902. Application for Duplicate Certificate of Title (MV-902) — complete and submit at a New York DMV office or by mail.

Can I apply for a duplicate title online in New York?

No. New York does not offer online duplicate title applications. Apply in person at a DMV office or submit by mail.

What happens if there is a lienholder on my title in New York?

If a security interest is on file, the duplicate title is issued to the owner with the lienholder noted. The lienholder does not receive the title automatically.

Can I sell a car without the title in New York?

Selling a car without the title is difficult in New York. The buyer will need the title to register the vehicle. You should apply for a duplicate title before selling. In some cases, both parties can work with the DMV to transfer ownership simultaneously with the duplicate title application.

Lost Car Title by State

Trusted by private vehicle sellers nationwide

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

$60–$85 mobile notary

Mobile notary visit minimums run $60–$85 — higher on weekends, plus per-mile travel fees. State-formatted documents skip the trip.

Source: Thumbtack / NNA