Illinois Car Title
Lost Car Title in Illinois
How to get a duplicate title, how long it takes, what to do when the previous owner can't sign, and your bonded title options.
Illinois duplicate title at a glance
- Form
- VSD 190 — Application for Vehicle Transaction(s) — used for duplicate title
- Fee
- $95
- Processing time
- 10-15 business days by mail; faster at SOS facility
- Illinois DMV
- https://www.ilsos.gov/departments/vehicles
Three paths when you have no title
Path 1: Duplicate title (recommended)
If the title was issued in your name (or the seller's name you can confirm), apply for a duplicate through the Illinois DMV. This is the fastest and cleanest resolution. You will need the VIN, your government-issued ID, and the filing fee ($95). Use Form VSD 190.
Path 2: Bonded title
Illinois allows a bonded title process for vehicles with unclear ownership history. The bond must equal the vehicle's retail value from a recognized guide.
Path 3: Court-ordered title (last resort)
If the DMV won't issue a duplicate and bonded title isn't available, file a petition in your local court (small claims or district/superior depending on value) to establish ownership. A judge can order a title issued after reviewing evidence of purchase and possession. This path takes weeks to months and involves attorney fees.
How to get a duplicate car title in Illinois
Locate the VIN
The VIN (Vehicle Identification Number) is required even when the title is lost. For cars, find it on the dashboard (driver's side, visible through the windshield), on the door jamb, on the engine block, or in your original purchase paperwork.
Complete Form VSD 190
Download the VSD 190 (Application for Vehicle Transaction(s) — used for duplicate title) from the Illinois DMV website (https://www.ilsos.gov/departments/vehicles). You will need to provide the VIN, your name as on the original title, and a government-issued ID.
Submit the application and pay the fee
Submit in person at a Illinois DMV or county motor vehicle office (faster) or by mail. Pay the duplicate title fee ($95). If submitting by mail, use certified mail and keep the tracking number.
Receive the duplicate title
Processing time: 10-15 business days by mail; faster at SOS facility. The duplicate title will be mailed to the address on file. Once received, you can sign it to sell the car.
Complete the sale
Sign the back of the duplicate title, record the odometer and sale price, and issue a bill of sale. The buyer takes the signed title to the DMV to register in their name. File a release of liability the same day.
Frequently asked questions
Can you sell a car without a title in Illinois?
Technically no — in Illinois (and every other state), a seller cannot legally transfer ownership without signing over a valid title. However, you have options: (1) get a duplicate title before selling — the fastest and cleanest path; (2) use a bonded title if the vehicle's ownership history is unclear; (3) in rare cases, a court-ordered title. Never accept or offer a bill of sale as a substitute for a title in a standard sale.
How do I get a duplicate title in Illinois?
Complete Illinois Form VSD 190 (Application for Vehicle Transaction(s) — used for duplicate title). Submit it to the Illinois DMV at https://www.ilsos.gov/departments/vehicles with your government-issued ID, the VIN, and the filing fee ($95). Processing time: 10-15 business days by mail; faster at SOS facility.
How long does a duplicate title take in Illinois?
10-15 business days by mail; faster at SOS facility. Processing is typically faster at a DMV office in person than by mail. If you need it urgently for a pending sale, visit a Illinois DMV or county motor vehicle office in person and request expedited processing where available.
What is a bonded title and when do I need one in Illinois?
Illinois allows a bonded title process for vehicles with unclear ownership history. The bond must equal the vehicle's retail value from a recognized guide.
What if the previous owner can't be found to sign the title?
If you purchased a vehicle and the seller never transferred the title, and that seller is now unreachable: (1) request a duplicate title through the Illinois DMV using the seller's name; (2) if DMV won't issue it, pursue a bonded title; (3) as a last resort, a court-ordered title through your local court. Each state's small claims or district court can order a title issued when all other paths are exhausted.
Once you have the title, create your bill of sale
State-specific Illinois car bill of sale — odometer disclosure included.
Generate Illinois Car Bill of Sale