How much does it cost to sell a vehicle privately in Illinois?
Typical seller-side costs for a private vehicle sale in Illinois include: a release of liability filing fee (usually $0–$5 at the IL DMV or online), any outstanding title fees if the title has not yet been issued ($150 for a standard title in Illinois), smog or emissions certification if required (smog/emissions certificate, typically $30–$75 in Illinois), and advertising costs if you list on a paid platform (Craigslist, AutoTrader, or CarGurus typically range from $0–$100 for a private listing). If the vehicle still has a lien, you may also pay a lien release processing fee to your lender ($0–$50). The buyer in Illinois pays the use tax of 6.25% state tax on private sales; local taxes may add 1-4% and registration fees. Selling privately eliminates dealer fees (typically 2–5% of vehicle value) and allows you to retain more of the sale price compared to a trade-in.
What you should do in Illinois
- Complete a bill of sale with buyer/seller names, VIN, sale price, and signatures.
- Bring the bill of sale to the Illinois DMV if required for title transfer.
- Obtain an emission test certificate before completing the sale in Illinois.
- Keep a copy for your records for at least five years.
Fastest way to generate a compliant bill of sale
Use the BillOfSaleNow generator to create a Illinois-compliant bill of sale and download a signed PDF in minutes.
Illinois Car transfer fees and requirements
In Illinois, the title transfer fee is $150 and registration costs $151 per year. Car sales are subject to 6.25% state tax on private sales; local taxes may add 1-4%. Illinois does not require notarization for private-party car transfers. Emission testing is required in Illinois — verify the car passes before completing the sale.
- Emissions testing required in Chicagoland and Metro-East St. Louis areas
- Private vehicle use tax applies based on purchase price
- Title transfer within 20 days of sale
- RUT-50 form required for private party purchases
Illinois sales tax on car purchases
Illinois has a 6.25% state sales tax rate. 6.25% state plus 1–4% local taxes. Private-party car sales in Illinois are subject to sales tax. Private vehicle use tax applies based on purchase price bracket. The title transfer fee is $150.
Car market data and safety information
The most common car makes in private-party sales are Toyota, Honda, Ford, Chevrolet, Nissan. Average private-party car prices range from $5,000–$25,000. The average NCAP safety rating for recent car models is 4.2 out of 5 stars. Cars average 3.1 NHTSA recalls per model across categories including Airbags (Takata), Power Train, Fuel System.
Safety checkpoints for buying a used car
Before completing a car bill of sale in Illinois, verify these safety items:
- Verify airbag recall status (Takata recall affected 67M+ vehicles)
- Check tire age — tires over 6 years old degrade regardless of tread depth
- Confirm brake pad thickness and rotor condition
- Test all seatbelts for proper retraction and latching
- Verify ABS warning light cycles off after ignition self-test
- Confirm child-seat LATCH anchor accessibility and integrity
- Test headlight aim and high-beam function on both low and high settings
- Inspect windshield for cracks in the driver sight line that could fail state inspection
Car insurance and depreciation in Illinois
Liability insurance required in 49 states (New Hampshire is the exception). Average annual premium: $1,600–$2,200. Cars lose approximately 20% of value in the first year and 60% over five years. Japanese brands retain value best. Peak season for private car sales is spring (march–may) when tax refunds boost demand, with an average of 21 days on market.
Car registration and titling
Cars are classified as "Passenger vehicle" for registration purposes. Standard passenger cars weigh 2,500–4,500 lbs; no special weight-class registration required. Federal odometer disclosure is required for cars under 20 years old.
Illinois bill of sale statistics
BillOfSaleNow has generated 3,087 bill of sale documents for Illinois transactions, with 83 generated this month alone. The most popular vehicle type is car.
Frequently asked questions — Illinois bill of sale
How much does it cost to sell a vehicle privately in Illinois?
Typical seller-side costs for a private vehicle sale in Illinois include: a release of liability filing fee (usually $0–$5 at the IL DMV or online), any outstanding title fees if the title has not yet been issued ($150 for a standard title in Illinois), smog or emissions certification if required (smog/emissions certificate, typically $30–$75 in Illinois), and advertising costs if you list on a paid platform (Craigslist, AutoTrader, or CarGurus typically range from $0–$100 for a private listing). If the vehicle still has a lien, you may also pay a lien release processing fee to your lender ($0–$50). The buyer in Illinois pays the use tax of 6.25% state tax on private sales; local taxes may add 1-4% and registration fees. Selling privately eliminates dealer fees (typically 2–5% of vehicle value) and allows you to retain more of the sale price compared to a trade-in.
Does Illinois require notarization on a vehicle bill of sale?
No. Illinois does not require notarization for standard private-party vehicle transfers. A signed bill of sale with buyer and seller signatures is sufficient for most transactions in Illinois.
What form do I need for a vehicle bill of sale in Illinois?
Illinois does not designate a single required form number for vehicle bills of sale. Any document that includes the vehicle VIN, sale price, odometer reading, names and addresses of both parties, date of sale, and signatures is legally valid. BillOfSaleNow generates a state-compliant document that meets all Illinois requirements.
What are the taxes and fees for a private car sale in Illinois?
Illinois charges 6.25% state tax on private sales; local taxes may add 1-4% on private-party vehicle purchases. The title transfer fee is $150. An emission test is required before completing the sale. The buyer pays these fees when transferring the title at the IL DMV.
Official Illinois DMV resource: Illinois DMV title transfer information
Illinois legal sources and citations
Primary sources reviewed by Amanda K. Torres — Small Business & Commercial Vehicle Specialist.
Common variations
Related questions about payment in Illinois.
- How to accept payment for a private vehicle sale in Illinois?
For private vehicle sales in Illinois, the safest payment methods are: (1) a cashier's check or money order from a known bank, verified in person at the issuing bank before releasing the vehicle; (2) a wire transfer confirmed with a bank receipt before keys are exchanged; or (3) cash for lower-value transactions (count it in a safe public location).
Related resources
Informational purposes only. This content is provided for informational purposes only and is not legal advice. Laws vary by state and individual circumstances differ. Consult a licensed attorney for jurisdiction-specific guidance on vehicle transfers, title requirements, or related legal matters.