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Loveland, Colorado

Loveland Camper Bill of Sale Requirements

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Reviewed against state DMV requirementsLast reviewed: April 20266 min readEditorial policy

Complete requirements checklist for a camper bill of sale in Loveland, Colorado (Form DR 2173). Includes exact fees, notarization rules, and where to file at the Larimer County Motor Vehicle Office – Loveland.

Fees, notarization rules, and filing addresses on this page are reviewed against 49 CFR Part 580 — Odometer Disclosure Requirements and the Larimer County Motor Vehicle Office – Loveland. Source documents are cross-checked each quarter so Loveland buyers and sellers always see the current Colorado camper bill of sale standard, not stale third-party summaries.

Title Transfer Fee

$7.20

Sales Tax Rate

7.40%

Notarization

Not Required

Required Fields — Loveland Camper Bill of Sale

All of the following must appear on a valid camper bill of sale in Loveland, Colorado per Form DR 2173:

  • Full legal name and current address of seller
  • Full legal name and current address of buyer
  • Agreed sale price (in numerals and words)
  • Date of sale
  • Camper year, make, model, and body style
  • 17-character VIN (Vehicle Identification Number)
  • Signature of seller
  • Signature of buyer

Notarization in Loveland: Not Required

Colorado does not require notarization for a camper bill of sale. Colorado does not require notarization for private vehicle sales. Both parties sign the title; a bill of sale is recommended. Both parties simply sign and date the completed form in the presence of each other.

Colorado Camper transfer fees and requirements

In Colorado, the title transfer fee is $7.2 and registration costs $50 - $100+ based on vehicle weight and age. Camper sales are subject to 2.9% state plus local taxes; ownership tax based on age. Colorado does not require notarization for private-party camper transfers. Emission testing is required in Colorado — verify the camper passes before completing the sale.

  • Emissions testing required in Denver metro and northern Front Range
  • Ownership tax calculated based on vehicle taxable value
  • VIN verification required for out-of-state vehicles

Official Colorado bill of sale form

The official Colorado bill of sale form is DR 2173 (Bill of Sale for a Motor Vehicle). BillOfSaleNow generates a document that meets all Colorado requirements and can be used in place of the official form.

Colorado sales tax on camper purchases

Colorado has a 2.9% state sales tax rate. 2.9% state plus county/city taxes (total 3–10%). Private-party camper sales in Colorado are subject to sales tax. Sales tax applies; ownership tax also assessed based on vehicle age. The title transfer fee is $7.

Camper market data and safety information

The most common camper makes in private-party sales are Lance, Palomino, Northern Lite, Adventurer, Host. Average private-party camper prices range from $5,000–$40,000. Campers average 1.8 NHTSA recalls per model across categories including Propane System, Electrical, Water System.

Safety checkpoints for buying a used camper

Before completing a camper bill of sale in Colorado, verify these safety items:

  • Verify camper weight matches truck payload capacity — overloading is common and dangerous
  • Check tie-down/turnbuckle mounting points on both camper and truck
  • Inspect roof and all seams for water damage
  • Test all LP appliances, water pump, and 12V/120V systems
  • Confirm smoke, CO, and LP detectors function and are within service date
  • Verify required fire extinguisher is present and charged
  • Test emergency exit window operation
  • Inspect entry-door step and grab handles for solid attachment

Camper insurance and depreciation in Colorado

Usually covered as an add-on to truck insurance policy. Standalone camper coverage: $200–$600/year. Truck campers hold value well — 35–45% loss over 5 years. Four-season models command premiums. Peak season for private camper sales is spring for adventure-seekers, fall for hunters, with an average of 40 days on market.

Camper registration and titling

Campers are classified as "Truck camper (not separately titled in most states — considered equipment, not a vehicle)" for registration purposes. Truck campers weigh 1,000–5,000 lbs. Must match truck payload rating, not towing capacity. Federal odometer disclosure does not apply to campers.

Camper title transfer rules

Camper transfers may involve a separate title (for truck campers with their own VIN) or may be documented only through a bill of sale (for slide-in campers that attach to a truck bed and do not have their own title). Some states title campers as recreational vehicles; others do not title them at all if they lack their own drivetrain. A detailed bill of sale with serial number, make, model, and year is essential.

Odometer disclosure for camper sales

Campers are exempt from federal odometer disclosure. Campers do not have odometers or independent drivetrains.

Required disclosures for camper sales in Colorado

When selling a camper in Colorado, the following disclosures apply:

  • Determine whether the camper has its own title or is transferred by bill of sale only — slide-in truck campers often do not have a separate title.
  • Water damage, roof condition, and seal integrity are the primary condition concerns and should be disclosed.
  • Propane system, electrical system (12V and 120V), and plumbing condition should be documented.

Colorado bill of sale statistics

BillOfSaleNow has generated 1,683 bill of sale documents for Colorado transactions, with 45 generated this month alone. The most popular vehicle type is car.

Where to File — Loveland Title Office

Office

Larimer County Motor Vehicle Office – Loveland

Address

201 E 5th St, Loveland, CO 80537

Phone

(970) 205-5600

Hours

Mon–Fri 7:30 AM–4:00 PM

Additional requirements in Larimer County:

  • Title must be transferred at the Larimer County motor vehicle office within 60 days of purchase
  • Colorado requires an emissions test (AirCare Colorado) for most vehicles in the Denver metro area
  • Vehicle specific ownership tax (VSOT) is assessed annually based on vehicle value
  • Buyer pays state and local sales/use tax at time of title transfer

What to Bring to the CO DMV

  • 1Completed, signed camper bill of sale
  • 2Camper title signed over by seller on the back
  • 3Valid government-issued photo ID (driver's license or passport)
  • 4Payment for title transfer fee: $7.20
  • 5Payment for sales tax (7.40% of sale price)

FAQ — Camper Bill of Sale Requirements in Loveland

What are the required fields on a camper bill of sale in Loveland?
A valid camper bill of sale in Loveland, Colorado must include both parties' full legal names and addresses, sale date, agreed sale price, VIN, year, make, model, and signatures of buyer and seller.
What is the title transfer fee for a camper in Loveland?
The title transfer fee in Larimer County is $7.20. The camper sales tax rate is 7.40%. Colorado state rate 2.9% + Larimer County 0.80% + Loveland city 3.0% + other 0.7%
Is notarization required for a camper bill of sale in Loveland?
No. Colorado does not require notarization for private vehicle sales. Both parties sign the title; a bill of sale is recommended.
Where do I file a camper title transfer in Loveland?
File the title transfer at the Larimer County Motor Vehicle Office – Loveland, 201 E 5th St, Loveland, CO 80537. Hours: Mon–Fri 7:30 AM–4:00 PM. Phone: (970) 205-5600.

Trusted by private vehicle sellers nationwide

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

$60–$85 mobile notary

Mobile notary visit minimums run $60–$85 — higher on weekends, plus per-mile travel fees. State-formatted documents skip the trip.

Source: Thumbtack / NNA