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Loveland, Colorado

Loveland Utility Trailer Bill of Sale Requirements

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Reviewed against state DMV requirementsLast reviewed: April 20266 min readEditorial policy

Complete requirements checklist for a utility trailer bill of sale in Loveland, Colorado (Form DR 2173). Includes exact fees, notarization rules, and where to file at the Larimer County Motor Vehicle Office – Loveland.

Fees, notarization rules, and filing addresses on this page are reviewed against 49 CFR Part 580 — Odometer Disclosure Requirements and the Larimer County Motor Vehicle Office – Loveland. Source documents are cross-checked each quarter so Loveland buyers and sellers always see the current Colorado utility trailer bill of sale standard, not stale third-party summaries.

Title Transfer Fee

$7.20

Sales Tax Rate

7.40%

Notarization

Not Required

Required Fields — Loveland Utility Trailer Bill of Sale

All of the following must appear on a valid utility trailer bill of sale in Loveland, Colorado per Form DR 2173:

  • Full legal name and current address of seller
  • Full legal name and current address of buyer
  • Agreed sale price (in numerals and words)
  • Date of sale
  • Utility Trailer year, make, model, and body style
  • 17-character VIN (Vehicle Identification Number)
  • Signature of seller
  • Signature of buyer

Notarization in Loveland: Not Required

Colorado does not require notarization for a utility trailer bill of sale. Colorado does not require notarization for private vehicle sales. Both parties sign the title; a bill of sale is recommended. Both parties simply sign and date the completed form in the presence of each other.

Colorado Utility Trailer transfer fees and requirements

In Colorado, the title transfer fee is $7.2 and registration costs $50 - $100+ based on vehicle weight and age. Utility Trailer sales are subject to 2.9% state plus local taxes; ownership tax based on age. Colorado does not require notarization for private-party utility trailer transfers. Emission testing is required in Colorado — verify the utility trailer passes before completing the sale.

  • Emissions testing required in Denver metro and northern Front Range
  • Ownership tax calculated based on vehicle taxable value
  • VIN verification required for out-of-state vehicles

Official Colorado bill of sale form

The official Colorado bill of sale form is DR 2173 (Bill of Sale for a Motor Vehicle). BillOfSaleNow generates a document that meets all Colorado requirements and can be used in place of the official form.

Colorado sales tax on utility trailer purchases

Colorado has a 2.9% state sales tax rate. 2.9% state plus county/city taxes (total 3–10%). Private-party utility trailer sales in Colorado are subject to sales tax. Sales tax applies; ownership tax also assessed based on vehicle age. The title transfer fee is $7.

Utility Trailer market data and safety information

The most common utility trailer makes in private-party sales are Big Tex, PJ Trailers, Carry-On, Sure-Trac, Load Trail. Average private-party utility trailer prices range from $1,000–$10,000. Utility trailers average 1.3 NHTSA recalls per model across categories including Tires, Electrical, Axle.

Safety checkpoints for buying a used utility trailer

Before completing a utility trailer bill of sale in Colorado, verify these safety items:

  • Check tongue weight and coupler size compatibility with tow vehicle
  • Inspect all lighting connections and ground wire
  • Verify axle rating matches loaded weight capacity needs
  • Test surge or electric brakes if GVWR exceeds 3,000 lbs
  • Confirm safety chains are correctly cross-routed and properly rated
  • Verify breakaway switch and battery on braked trailers
  • Inspect tie-down D-rings for weld cracks and rated capacity
  • Test ramp-gate spring assists and locking pins

Utility Trailer insurance and depreciation in Colorado

Optional unless financed. Liability often covered under tow vehicle policy. Standalone coverage: $100–$250/year. Steel utility trailers hold value extremely well — 70–85% retention over 10 years. Peak season for private utility trailer sales is spring through summer for landscaping and home projects, with an average of 12 days on market.

Utility Trailer registration and titling

Utility Trailers are classified as "Utility trailer (weight-class dependent titling)" for registration purposes. Many states exempt trailers under 2,000–3,000 lbs from titling. Check your state threshold. Federal odometer disclosure does not apply to utility trailers.

Utility Trailer title transfer rules

Utility trailer transfers often require only a bill of sale if the trailer is below the state weight threshold for titling. Heavier utility trailers with a GVWR over 1,500 to 3,000 lbs (varies by state) typically require a title. Titling requirements depend on state law and trailer weight. Some states issue titles for all utility trailers; others exempt trailers under a weight cutoff. A bill of sale is critical when no title exists.

Odometer disclosure for utility trailer sales

Utility trailers are exempt from federal odometer disclosure. No mileage recording is required.

Required disclosures for utility trailer sales in Colorado

When selling a utility trailer in Colorado, the following disclosures apply:

  • Confirm whether the utility trailer has a manufacturer-assigned VIN — homemade trailers need a state-assigned VIN before titling.
  • Axle rating and tire load rating should match the stated GVWR on the data plate.
  • Enclosed utility trailers should disclose any water damage or structural rust.

Colorado bill of sale statistics

BillOfSaleNow has generated 1,683 bill of sale documents for Colorado transactions, with 45 generated this month alone. The most popular vehicle type is car.

Where to File — Loveland Title Office

Office

Larimer County Motor Vehicle Office – Loveland

Address

201 E 5th St, Loveland, CO 80537

Phone

(970) 205-5600

Hours

Mon–Fri 7:30 AM–4:00 PM

Additional requirements in Larimer County:

  • Title must be transferred at the Larimer County motor vehicle office within 60 days of purchase
  • Colorado requires an emissions test (AirCare Colorado) for most vehicles in the Denver metro area
  • Vehicle specific ownership tax (VSOT) is assessed annually based on vehicle value
  • Buyer pays state and local sales/use tax at time of title transfer

What to Bring to the CO DMV

  • 1Completed, signed utility trailer bill of sale
  • 2Utility Trailer title signed over by seller on the back
  • 3Valid government-issued photo ID (driver's license or passport)
  • 4Payment for title transfer fee: $7.20
  • 5Payment for sales tax (7.40% of sale price)

FAQ — Utility Trailer Bill of Sale Requirements in Loveland

What are the required fields on a utility trailer bill of sale in Loveland?
A valid utility trailer bill of sale in Loveland, Colorado must include both parties' full legal names and addresses, sale date, agreed sale price, VIN, year, make, model, and signatures of buyer and seller.
What is the title transfer fee for a utility trailer in Loveland?
The title transfer fee in Larimer County is $7.20. The utility trailer sales tax rate is 7.40%. Colorado state rate 2.9% + Larimer County 0.80% + Loveland city 3.0% + other 0.7%
Is notarization required for a utility trailer bill of sale in Loveland?
No. Colorado does not require notarization for private vehicle sales. Both parties sign the title; a bill of sale is recommended.
Where do I file a utility trailer title transfer in Loveland?
File the title transfer at the Larimer County Motor Vehicle Office – Loveland, 201 E 5th St, Loveland, CO 80537. Hours: Mon–Fri 7:30 AM–4:00 PM. Phone: (970) 205-5600.

Trusted by private vehicle sellers nationwide

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

$60–$85 mobile notary

Mobile notary visit minimums run $60–$85 — higher on weekends, plus per-mile travel fees. State-formatted documents skip the trip.

Source: Thumbtack / NNA