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Loveland, Colorado

Loveland UTV Bill of Sale Requirements

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Reviewed against state DMV requirementsLast reviewed: April 20266 min readEditorial policy

Complete requirements checklist for a utv bill of sale in Loveland, Colorado (Form DR 2173). Includes exact fees, notarization rules, and where to file at the Larimer County Motor Vehicle Office – Loveland.

Fees, notarization rules, and filing addresses on this page are reviewed against 49 CFR Part 580 — Odometer Disclosure Requirements and the Larimer County Motor Vehicle Office – Loveland. Source documents are cross-checked each quarter so Loveland buyers and sellers always see the current Colorado utv bill of sale standard, not stale third-party summaries.

Title Transfer Fee

$7.20

Sales Tax Rate

7.40%

Notarization

Not Required

Required Fields — Loveland UTV Bill of Sale

All of the following must appear on a valid utv bill of sale in Loveland, Colorado per Form DR 2173:

  • Full legal name and current address of seller
  • Full legal name and current address of buyer
  • Agreed sale price (in numerals and words)
  • Date of sale
  • UTV year, make, model, and body style
  • 17-character VIN (Vehicle Identification Number)
  • Odometer reading at time of sale (federal disclosure required for most motor vehicles under 10 years old)
  • Signature of seller
  • Signature of buyer

Notarization in Loveland: Not Required

Colorado does not require notarization for a utv bill of sale. Colorado does not require notarization for private vehicle sales. Both parties sign the title; a bill of sale is recommended. Both parties simply sign and date the completed form in the presence of each other.

Colorado UTV transfer fees and requirements

In Colorado, the title transfer fee is $7.2 and registration costs $50 - $100+ based on vehicle weight and age. UTV sales are subject to 2.9% state plus local taxes; ownership tax based on age. Colorado does not require notarization for private-party utv transfers. Emission testing is required in Colorado — verify the utv passes before completing the sale.

  • Emissions testing required in Denver metro and northern Front Range
  • Ownership tax calculated based on vehicle taxable value
  • VIN verification required for out-of-state vehicles

Official Colorado bill of sale form

The official Colorado bill of sale form is DR 2173 (Bill of Sale for a Motor Vehicle). BillOfSaleNow generates a document that meets all Colorado requirements and can be used in place of the official form.

Colorado sales tax on utv purchases

Colorado has a 2.9% state sales tax rate. 2.9% state plus county/city taxes (total 3–10%). Private-party utv sales in Colorado are subject to sales tax. Sales tax applies; ownership tax also assessed based on vehicle age. The title transfer fee is $7.

UTV market data and safety information

The most common utv makes in private-party sales are Polaris, Can-Am, Honda, Yamaha, Kawasaki. Average private-party utv prices range from $5,000–$25,000. Utvs average 2.8 NHTSA recalls per model across categories including Steering, Fuel System, Fire Hazard.

Safety checkpoints for buying a used utv

Before completing a utv bill of sale in Colorado, verify these safety items:

  • Verify ROPS (Roll-Over Protective Structure) is intact and unmodified
  • Check seat belt function for all seating positions
  • Inspect half doors and nets for proper latching
  • Test differential lock and selectable drive modes
  • Confirm headlights, taillights, and brake lights all function
  • Verify parking brake holds the vehicle on a 15-degree slope
  • Check that windshield (if equipped) is rated and unmodified
  • Test horn and warning beeper function

UTV insurance and depreciation in Colorado

UTV insurance averages $200–$600/year. Multi-passenger models cost more to insure. UTVs depreciate similarly to ATVs — 30–40% in 3 years. Sport models depreciate faster than utility models. Peak season for private utv sales is spring for sport models, fall for hunting/utility models, with an average of 28 days on market.

UTV registration and titling

UTVs are classified as "Off-highway vehicle (OHV) — some states allow street-legal registration with modifications" for registration purposes. UTVs are classified by seating capacity and engine displacement. Side-by-sides over 1,000cc may face additional state restrictions. Federal odometer disclosure does not apply to utvs.

UTV title transfer rules

UTV (Utility Task Vehicle) transfers follow off-highway vehicle rules in most states. Some states allow UTVs to be registered for limited road use with safety equipment (mirrors, lights, seatbelts). Others restrict UTVs to off-highway use only. UTV titling varies: some states title them as motor vehicles, others as OHVs, and some do not title them at all. A bill of sale is essential documentation when no title is issued.

Odometer disclosure for utv sales

UTVs are exempt from federal odometer disclosure. Engine hours or GPS-tracked miles are sometimes documented voluntarily but not required by law.

Required disclosures for utv sales in Colorado

When selling a utv in Colorado, the following disclosures apply:

  • Street-legal conversion status — verify whether the UTV has been modified for road use and whether the state recognizes that conversion.
  • Roll cage and seatbelt condition should be noted as UTVs are involved in a disproportionate number of rollover incidents.
  • Winch, plow, or cab enclosure accessories should be listed on the bill of sale if included in the sale price.

Colorado bill of sale statistics

BillOfSaleNow has generated 1,683 bill of sale documents for Colorado transactions, with 45 generated this month alone. The most popular vehicle type is car.

Where to File — Loveland Title Office

Office

Larimer County Motor Vehicle Office – Loveland

Address

201 E 5th St, Loveland, CO 80537

Phone

(970) 205-5600

Hours

Mon–Fri 7:30 AM–4:00 PM

Additional requirements in Larimer County:

  • Title must be transferred at the Larimer County motor vehicle office within 60 days of purchase
  • Colorado requires an emissions test (AirCare Colorado) for most vehicles in the Denver metro area
  • Vehicle specific ownership tax (VSOT) is assessed annually based on vehicle value
  • Buyer pays state and local sales/use tax at time of title transfer

What to Bring to the CO DMV

  • 1Completed, signed utv bill of sale
  • 2UTV title signed over by seller on the back
  • 3Valid government-issued photo ID (driver's license or passport)
  • 4Payment for title transfer fee: $7.20
  • 5Payment for sales tax (7.40% of sale price)
  • 6Odometer disclosure statement (if not included on title)

FAQ — UTV Bill of Sale Requirements in Loveland

What are the required fields on a utv bill of sale in Loveland?
A valid utv bill of sale in Loveland, Colorado must include both parties' full legal names and addresses, sale date, agreed sale price, VIN, year, make, model, and signatures of buyer and seller.
What is the title transfer fee for a utv in Loveland?
The title transfer fee in Larimer County is $7.20. The utv sales tax rate is 7.40%. Colorado state rate 2.9% + Larimer County 0.80% + Loveland city 3.0% + other 0.7%
Is notarization required for a utv bill of sale in Loveland?
No. Colorado does not require notarization for private vehicle sales. Both parties sign the title; a bill of sale is recommended.
Where do I file a utv title transfer in Loveland?
File the title transfer at the Larimer County Motor Vehicle Office – Loveland, 201 E 5th St, Loveland, CO 80537. Hours: Mon–Fri 7:30 AM–4:00 PM. Phone: (970) 205-5600.

Trusted by private vehicle sellers nationwide

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

$60–$85 mobile notary

Mobile notary visit minimums run $60–$85 — higher on weekends, plus per-mile travel fees. State-formatted documents skip the trip.

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