Illinois vs New Jersey: ATV Bill of Sale Comparison (2026)
Side-by-side: Illinois vs New Jersey ATV sale
| Feature | Illinois | New Jersey |
|---|---|---|
| Official bill of sale form | Generic bill of sale accepted | OS/SS-32 — Motor Vehicle Bill of Sale |
| Sales / use tax rate | 6.25% sales/use tax · Illinois procedure | 6.625% sales/use tax · New Jersey procedure |
| Title fee (buyer pays) | $150 | $60 |
| Title transfer deadline | 20 days from sale | 10 days from sale |
| Notarization requirement | Not required | Not required |
| Lien release process | VSD 790 | OS/SS-51 or Title (lien section) |
| Odometer disclosure cutoff | Required for ATVs newer than 2011 | Required for ATVs newer than 2011 |
| VIN inspection (out-of-state) | Not required | Required (out-of-state vehicles) |
| Titling agency | Illinois SOS | New Jersey MVC |
When to choose Illinois vs New Jersey
Illinois charges 6.25% vs 6.625% in New Jersey, a 0.38-point spread the buyer pays at title transfer. Illinois requires title transfer within 20 days; New Jersey allows 10. Tight 10-day deadlines push back-dated late fees onto buyers who delay. New Jersey publishes OS/SS-32 as the official bill of sale form; Illinois accepts a generic bill of sale that includes the federally-required odometer disclosure. For a ATV sale comparison, the buyer-side cost stack is dominated by sales/use tax, title fee, and any inspection or notary trip. Sellers should match the bill of sale format to the buyer's titling state because the buyer files the title transfer, not the seller.
Cross-state transfer: Illinois to New Jersey
If the ATV moves from Illinois to New Jersey after the sale, the buyer registers and titles in New Jersey — not Illinois. The seller's bill of sale should still match Illinois sale-side conventions (because the sale happened there), but the buyer takes that bill of sale plus the endorsed Illinois title to New Jersey MVC within 10 days of arrival. New Jersey will assess 6.625% sales or use tax on the purchase price when the new title is issued. New Jersey requires a VIN inspection for vehicles arriving from out of state — The federal odometer disclosure rules apply regardless of which state owns the title at sale time; ATVs newer than 2011 need a written odometer reading on the bill of sale or title. If a lien existed on the Illinois title, the Illinois lienholder must release it (VSD 790) before New Jersey MVC will issue a clean title to the buyer.
Generate a state-specific ATV bill of sale
Pick the buyer's titling state — the form ships pre-filled with the right odometer block, signature lines, and state-specific fields.
Frequently asked questions — Illinois vs New Jersey
Is the ATV bill of sale form different in Illinois vs New Jersey?▾
New Jersey publishes OS/SS-32 as its official bill of sale form. Illinois does not require a specific form — a typed or generated bill of sale that includes buyer, seller, ATV details, sale price, odometer reading, and signatures is accepted.
Which state has lower sales tax on a private-party ATV sale, Illinois or New Jersey?▾
Illinois (6.25%) has the lower published state rate vs New Jersey (6.625%). Local county and city rates can shift this — check the buyer's home county before the sale.
What is the title transfer deadline for a ATV in Illinois vs New Jersey?▾
Illinois requires the buyer to title the ATV within 20 days of sale. New Jersey allows 10 days. Missing the deadline triggers late fees and back-dated registration penalties in both states.
Do I need to notarize the ATV bill of sale in Illinois or New Jersey?▾
Neither Illinois nor New Jersey requires notarization of the ATV bill of sale. A signed document with both parties' full names, addresses, and the date is sufficient.
If I sell a ATV in Illinois and the buyer registers it in New Jersey, which state's rules apply?▾
The buyer titles and registers the ATV in New Jersey — New Jersey's rules govern the title transfer. The seller's bill of sale should still reflect Illinois sale-side conventions because the sale closed there. New Jersey MVC will assess 6.625% sales/use tax on the purchase price when the new title is issued, regardless of where the sale occurred.