When should I use the bill of sale only page?
Use this page when your boat sale in Michigan fits a bill of sale only scenario. It walks you through the specific disclosures and details that apply to this type of transaction.
Bill of sale only — Michigan
Michigan Boat bill of sale for bill of sale only
Complete your Michigan boat bill of sale for a bill of sale only transaction. Enter buyer and seller details, vehicle information, and generate a signed PDF in minutes.
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What to know about bill of sale only sales in Michigan
If you are selling a vehicle that was never titled (common for pre-1975 vehicles in some states), a bill of sale is the primary ownership document. The buyer must present the bill of sale to the DMV to apply for an original title. Ensure the bill of sale contains full VIN, make, model, year, and both party signatures with dates.
What to include in your bill of sale
- Full legal names and addresses for both buyer and seller.
- Boat make, model, year, VIN, and current mileage.
- Agreed sale price, payment method, and transaction date.
- Any bill of sale only-specific disclosures required in Michigan.
Seller guidance
If you are selling a vehicle that was never titled (common for pre-1975 vehicles in some states), a bill of sale is the primary ownership document. The buyer must present the bill of sale to the DMV to apply for an original title. Ensure the bill of sale contains full VIN, make, model, year, and both party signatures with dates.
Buyer guidance
A bill of sale alone does not guarantee you can register the vehicle. Check with your state DMV to confirm the process for obtaining an original title using a bill of sale. You may need a VIN inspection, a surety bond, or a court order depending on the vehicle's history and your state's rules.
Legal considerations
Vehicles manufactured before 1975 were not required to be federally titled, and some never entered a state title system. States have varying procedures for issuing an original title for un-titled vehicles (e.g., California: Reg 343 form; Texas: Form VTR-141). The NMVTIS may not have records for older un-titled vehicles, so ownership chain documentation is critical.
Michigan Boat transfer fees and requirements
In Michigan, the title transfer fee is $15 and registration costs Based on vehicle list price; varies widely. Boat sales are subject to 6% use tax on purchase price. Michigan does not require notarization for private-party boat transfers. Michigan does not require emission testing for private-party boat sales.
- Secretary of State handles title and registration
- Title transfer must be completed within 15 days
- Plate transfer allowed between vehicles owned by same person
Michigan sales tax on boat purchases
Michigan has a 6% state sales tax rate. Flat 6% use tax statewide. Private-party boat sales in Michigan are subject to sales tax. Use tax applies to private party vehicle purchases. The title transfer fee is $15.
Boat market data and safety information
The most common boat makes in private-party sales are Bayliner, Sea Ray, Boston Whaler, Tracker, Yamaha. Average private-party boat prices range from $5,000–$75,000. Boats average 1.8 NHTSA recalls per model across categories including Fuel System, Electrical, Steering.
Safety checkpoints for buying a used boat
Before completing a boat bill of sale in Michigan, verify these safety items:
- Verify Hull Identification Number (HIN) matches registration documents
- Check for delamination, blistering, or water intrusion in fiberglass hulls
- Inspect transom for softness or rot — the most expensive structural repair
- Test all bilge pumps, navigation lights, and required safety equipment
- Confirm USCG-required PFDs, throwable cushion, and visual distress signals are present
- Verify fire extinguisher is current and properly sized for vessel length
- Test carbon monoxide detector function on cabin boats
- Confirm kill-switch lanyard operation cuts engine immediately
Boat insurance and depreciation in Michigan
Boat insurance averages $200–$500/year for boats under 26 ft. Agreed-value policies are preferred over actual-cash-value. Boats depreciate 30–40% in the first 5 years. Aluminum fishing boats hold value better than fiberglass sport boats. Peak season for private boat sales is early spring (march–may) ahead of boating season, with an average of 45 days on market.
Boat registration and titling
Boats are classified as "Watercraft (state-registered) or USCG-documented vessel" for registration purposes. Boats are measured by length, not weight, for registration. Trailers have separate weight-based registration. Federal odometer disclosure does not apply to boats.
Michigan requirements for bill of sale only boat sales
For bill of sale only boat transactions in Michigan, the buyer must pay 6% use tax on purchase price and a $15 title transfer fee. Notarization is not required. Odometer disclosure is required.
- Secretary of State handles title and registration
- Title transfer must be completed within 15 days
- Plate transfer allowed between vehicles owned by same person
Safety tips for bill of sale only boat transactions
When completing a bill of sale only boat sale in Michigan, always verify the vehicle against NHTSA recall databases. The most common boat recall categories are Fuel System, Electrical, Steering. Check recalls at NHTSA.gov/recalls before signing the bill of sale.
Checklist for bill of sale only boat sale in Michigan
- Document the full ownership chain (prior bills of sale if available)
- Include complete vehicle description: VIN, year, make, model, color, engine number
- Both parties sign and date the bill of sale in front of a notary if possible
- Research your state's original title application process for un-titled vehicles
- Request a VIN inspection from law enforcement or a licensed inspector
Need the printable workflow?
Use the main Michigan boat bill of sale flow when you are ready to generate the completed document.
Open Michigan Boat bill of saleThe Private Vehicle Sale Market
17.5M private sales/yr
About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.
Source: Cox Automotive 2024
Frequently asked questions
Why does the bill of sale only scenario have its own page?
Different sale scenarios — such as private party, dealer, or gifted transfers — have different documentation requirements. This page focuses on what buyers and sellers need for a bill of sale only transaction specifically.
What should be included in this bill of sale?
Include the buyer and seller details, vehicle identifiers, sale price, date, signatures, and any notes specific to the bill of sale only transaction.
What are the Michigan fees for a bill of sale only boat transfer?
Michigan charges a $15 title transfer fee. Registration costs Based on vehicle list price; varies widely. Sales tax: 6% use tax on purchase price. Notarization is not required for most transfers.
What boat makes are most commonly sold in Michigan?
The most popular boat makes in private-party sales are Bayliner, Sea Ray, Boston Whaler, Tracker, Yamaha. Average private-party prices range from $5,000–$75,000.
Do I pay sales tax on a bill of sale only boat sale in Michigan?
Michigan has a 6% state sales tax rate. Use tax applies to private party vehicle purchases
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