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Notarized transfer — Michigan

Michigan Boat bill of sale for notarized transfer

Complete your Michigan boat bill of sale for a notarized transfer transaction. Enter buyer and seller details, vehicle information, and generate a signed PDF in minutes.

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Reviewed against state DMV requirementsLast reviewed: March 20266 min readEditorial policy

What to know about notarized transfer sales in Michigan

States that require notarized vehicle transfers include Louisiana, Maryland, Montana, Nebraska, New Hampshire, and West Virginia (requirements vary). If your state requires notarization, both parties must appear before a commissioned notary public and sign in the notary's presence. Online notarization (RON) is accepted in a growing number of states.

What to include in your bill of sale

  • Full legal names and addresses for both buyer and seller.
  • Boat make, model, year, VIN, and current mileage.
  • Agreed sale price, payment method, and transaction date.
  • Any notarized transfer-specific disclosures required in Michigan.

Seller guidance

States that require notarized vehicle transfers include Louisiana, Maryland, Montana, Nebraska, New Hampshire, and West Virginia (requirements vary). If your state requires notarization, both parties must appear before a commissioned notary public and sign in the notary's presence. Online notarization (RON) is accepted in a growing number of states.

Buyer guidance

A notarized bill of sale provides strong evidence of the transaction details and is harder to challenge in court. Bring government-issued ID to the notary appointment. If the seller cannot be present, some states accept an acknowledged signature with a prior notarization for the seller's portion.

Legal considerations

Notarization requirements for vehicle titles are defined by state statute. Louisiana requires notarization on all title transfers under La. R.S. 47:303. Maryland requires notarization on the title assignment (MVA Form). Montana requires a notarized bill of sale in some scenarios. Remote Online Notarization (RON) is authorized in 40+ states under laws like UETA and individual state RON statutes.

Michigan Boat transfer fees and requirements

In Michigan, the title transfer fee is $15 and registration costs Based on vehicle list price; varies widely. Boat sales are subject to 6% use tax on purchase price. Michigan does not require notarization for private-party boat transfers. Michigan does not require emission testing for private-party boat sales.

  • Secretary of State handles title and registration
  • Title transfer must be completed within 15 days
  • Plate transfer allowed between vehicles owned by same person

Michigan sales tax on boat purchases

Michigan has a 6% state sales tax rate. Flat 6% use tax statewide. Private-party boat sales in Michigan are subject to sales tax. Use tax applies to private party vehicle purchases. The title transfer fee is $15.

Boat market data and safety information

The most common boat makes in private-party sales are Bayliner, Sea Ray, Boston Whaler, Tracker, Yamaha. Average private-party boat prices range from $5,000–$75,000. Boats average 1.8 NHTSA recalls per model across categories including Fuel System, Electrical, Steering.

Safety checkpoints for buying a used boat

Before completing a boat bill of sale in Michigan, verify these safety items:

  • Verify Hull Identification Number (HIN) matches registration documents
  • Check for delamination, blistering, or water intrusion in fiberglass hulls
  • Inspect transom for softness or rot — the most expensive structural repair
  • Test all bilge pumps, navigation lights, and required safety equipment
  • Confirm USCG-required PFDs, throwable cushion, and visual distress signals are present
  • Verify fire extinguisher is current and properly sized for vessel length
  • Test carbon monoxide detector function on cabin boats
  • Confirm kill-switch lanyard operation cuts engine immediately

Boat insurance and depreciation in Michigan

Boat insurance averages $200–$500/year for boats under 26 ft. Agreed-value policies are preferred over actual-cash-value. Boats depreciate 30–40% in the first 5 years. Aluminum fishing boats hold value better than fiberglass sport boats. Peak season for private boat sales is early spring (march–may) ahead of boating season, with an average of 45 days on market.

Boat registration and titling

Boats are classified as "Watercraft (state-registered) or USCG-documented vessel" for registration purposes. Boats are measured by length, not weight, for registration. Trailers have separate weight-based registration. Federal odometer disclosure does not apply to boats.

Michigan requirements for notarized transfer boat sales

For notarized transfer boat transactions in Michigan, the buyer must pay 6% use tax on purchase price and a $15 title transfer fee. Notarization is not required. Odometer disclosure is required.

  • Secretary of State handles title and registration
  • Title transfer must be completed within 15 days
  • Plate transfer allowed between vehicles owned by same person

Safety tips for notarized transfer boat transactions

When completing a notarized transfer boat sale in Michigan, always verify the vehicle against NHTSA recall databases. The most common boat recall categories are Fuel System, Electrical, Steering. Check recalls at NHTSA.gov/recalls before signing the bill of sale.

Checklist for notarized transfer boat sale in Michigan

  1. Confirm whether your state requires notarization for this transaction type
  2. Schedule a notary appointment where both parties can be present simultaneously
  3. Bring valid government-issued photo ID for both parties
  4. Sign all documents — title, bill of sale, odometer statement — in the notary's presence
  5. Retain the notarized originals; do not rely solely on copies for DMV filing

Need the printable workflow?

Use the main Michigan boat bill of sale flow when you are ready to generate the completed document.

Open Michigan Boat bill of sale

The Private Vehicle Sale Market

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

Frequently asked questions

When should I use the notarized transfer page?

Use this page when your boat sale in Michigan fits a notarized transfer scenario. It walks you through the specific disclosures and details that apply to this type of transaction.

Why does the notarized transfer scenario have its own page?

Different sale scenarios — such as private party, dealer, or gifted transfers — have different documentation requirements. This page focuses on what buyers and sellers need for a notarized transfer transaction specifically.

What should be included in this bill of sale?

Include the buyer and seller details, vehicle identifiers, sale price, date, signatures, and any notes specific to the notarized transfer transaction.

What are the Michigan fees for a notarized transfer boat transfer?

Michigan charges a $15 title transfer fee. Registration costs Based on vehicle list price; varies widely. Sales tax: 6% use tax on purchase price. Notarization is not required for most transfers.

What boat makes are most commonly sold in Michigan?

The most popular boat makes in private-party sales are Bayliner, Sea Ray, Boston Whaler, Tracker, Yamaha. Average private-party prices range from $5,000–$75,000.

Do I pay sales tax on a notarized transfer boat sale in Michigan?

Michigan has a 6% state sales tax rate. Use tax applies to private party vehicle purchases

Michigan boat bill of sale by city

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Trusted by private vehicle sellers nationwide

45% faster sale

Vehicles whose listings include a history report spend ~45% less time on site before selling, and report-viewers are 5x more likely to become a lead.

Source: Experian / AutoCheck

$4,000 avg loss

NHTSA estimates 450,000+ vehicles per year are sold with rolled-back odometers — the average victim loses about $4,000 in downstream repair costs.

Source: NHTSA

17.5M private sales/yr

About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.

Source: Cox Automotive 2024

1 in 3 buyers

Roughly 1 in 3 used-car buyers say they suspect private sellers are hiding mechanical problems — documentation closes that trust gap.

Source: JW Surety Bonds (n=3,000)

$60–$85 mobile notary

Mobile notary visit minimums run $60–$85 — higher on weekends, plus per-mile travel fees. State-formatted documents skip the trip.

Source: Thumbtack / NNA