When should I use the odometer exempt page?
Use this page when your personal watercraft sale in New York fits a odometer exempt scenario. It walks you through the specific disclosures and details that apply to this type of transaction.
Odometer exempt — New York
New York Personal Watercraft bill of sale for odometer exempt
Complete your New York personal watercraft bill of sale for a odometer exempt transaction. Enter buyer and seller details, vehicle information, and generate a signed PDF in minutes.
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What to know about odometer exempt sales in New York
Under 49 CFR § 580.17 as amended in 2021, the age exemption is two-tier: vehicles of model year 2010 or older are exempt (the old 10-year rule), but model year 2011 and newer vehicles are exempt only once they are 20 or more model years old — a 2011-or-newer vehicle that is merely 10+ years old still requires full odometer disclosure. You still must not knowingly falsify mileage. Even if federally exempt, some states have their own mileage disclosure requirements — document the known odometer reading in the bill of sale regardless.
What to include in your bill of sale
- Full legal names and addresses for both buyer and seller.
- Personal Watercraft make, model, year, VIN, and current mileage.
- Agreed sale price, payment method, and transaction date.
- Any odometer exempt-specific disclosures required in New York.
Seller guidance
Under 49 CFR § 580.17 as amended in 2021, the age exemption is two-tier: vehicles of model year 2010 or older are exempt (the old 10-year rule), but model year 2011 and newer vehicles are exempt only once they are 20 or more model years old — a 2011-or-newer vehicle that is merely 10+ years old still requires full odometer disclosure. You still must not knowingly falsify mileage. Even if federally exempt, some states have their own mileage disclosure requirements — document the known odometer reading in the bill of sale regardless.
Buyer guidance
While the seller may not be legally required to provide a federal odometer statement, you should still request the actual mileage and note it in the bill of sale. High-mileage vehicles command lower prices, so confirming the reading protects you from misrepresentation claims later.
New York-Specific Note
New York follows the federal two-tier odometer exemption directly, with no state extension: a vehicle of model year 2010 or older is exempt, while a model year 2011 or newer vehicle is exempt only once it reaches 20 model years old. New York also exempts vehicles over 16,000 lbs gross vehicle weight rating, non-motorized (trailer-type) vehicles, low-speed vehicles, mopeds, and scooters — matching the federal exemption categories. For a non-exempt vehicle, the disclosure is normally completed directly on the back of the Certificate of Title; the standalone Form MV-103 (Odometer and Damage Disclosure Statement) is used when the title lacks room for the disclosure or is otherwise unavailable.
Legal considerations
New York follows the federal two-tier odometer exemption directly, with no state extension: a vehicle of model year 2010 or older is exempt, while a model year 2011 or newer vehicle is exempt only once it reaches 20 model years old. New York also exempts vehicles over 16,000 lbs gross vehicle weight rating, non-motorized (trailer-type) vehicles, low-speed vehicles, mopeds, and scooters — matching the federal exemption categories. For a non-exempt vehicle, the disclosure is normally completed directly on the back of the Certificate of Title; the standalone Form MV-103 (Odometer and Damage Disclosure Statement) is used when the title lacks room for the disclosure or is otherwise unavailable.
New York Personal Watercraft transfer fees and requirements
In New York, the title transfer fee is $50 and registration costs $26 - $140 for 2-year registration based on weight. Personal Watercraft sales are subject to 4% state tax plus local taxes (total 7-8.875% in NYC). New York does not require notarization for private-party personal watercraft transfers. Emission testing is required in New York — verify the personal watercraft passes before completing the sale.
- Annual safety and emissions inspection required
- Sales tax based on county of residence, not purchase location
- Bill of sale (MV-912) required for title transfer
- Insurance and inspection must be current before registration
New York sales tax on personal watercraft purchases
New York has a 4% state sales tax rate. 4% state plus county/city taxes (total up to 8.875% in NYC). Private-party personal watercraft sales in New York are subject to sales tax. Sales tax based on county of residence; applies to private sales. The title transfer fee is $50.
Personal Watercraft market data and safety information
The most common personal watercraft makes in private-party sales are Yamaha, Sea-Doo (BRP), Kawasaki. Average private-party personal watercraft prices range from $3,000–$20,000. Personal watercrafts average 1.2 NHTSA recalls per model across categories including Fuel System, Steering, Hull.
Safety checkpoints for buying a used personal watercraft
Before completing a personal watercraft bill of sale in New York, verify these safety items:
- Inspect hull for spider cracks and stress fractures around mounting points
- Check wear ring and impeller clearance — determines acceleration and top speed
- Verify HIN (Hull Identification Number) matches registration
- Test electronic throttle and reverse operation
- Confirm lanyard kill-switch cuts power immediately when pulled
- Verify required fire extinguisher is present and current
- Test engine compartment ventilation blower (4-stroke models)
- Inspect tow eye, ski-tow ring, and grab handle attachment
Personal Watercraft insurance and depreciation in New York
PWC insurance averages $200–$500/year. Many marinas require proof of insurance. PWC depreciate 40–50% in the first 3 years. Three-seat models retain value better than single-seat. Peak season for private personal watercraft sales is april–may before summer water season, with an average of 30 days on market.
Personal Watercraft registration and titling
Personal Watercrafts are classified as "Personal watercraft (state-registered, minimum operator age varies by state)" for registration purposes. PWC are classified by engine hours. Average recreational lifespan is 300–500 hours. Federal odometer disclosure does not apply to personal watercrafts.
Safety tips for odometer exempt personal watercraft transactions
When completing a odometer exempt personal watercraft sale in New York, always verify the vehicle against NHTSA recall databases. The most common personal watercraft recall categories are Fuel System, Steering, Hull. Check recalls at NHTSA.gov/recalls before signing the bill of sale.
Checklist for odometer exempt personal watercraft sale in New York
- Confirm the vehicle qualifies: model year 2010 or older, OR model year 2011+ and 20+ model years old, OR GVWR over 16,000 lbs
- Check your state's mileage disclosure rules — some exceed the federal minimum
- Record the actual known mileage in the bill of sale voluntarily
- Note on the bill of sale that odometer disclosure is exempt under 49 CFR § 580.17
- Retain a copy of the bill of sale showing the exempt-disclosure notation
- Confirm exemption: model year 2010 or older, OR model year 2011+ and 20+ model years old, OR GVWR over 16,000 lbs, OR non-motorized/trailer-type
- For a non-exempt sale, complete the odometer disclosure section on the back of the Certificate of Title
- If the title has no disclosure section or is unavailable, both parties complete and sign Form MV-103 instead
- Note the exemption reason on the bill of sale even though no federal disclosure is legally required
Need the printable workflow?
Use the main New York personal watercraft bill of sale flow when you are ready to generate the completed document.
Open New York Personal Watercraft bill of saleThe Private Vehicle Sale Market
17.5M private sales/yr
About 17.5 million private-party vehicle transactions happen in the U.S. each year — roughly 47% of the used market.
Source: Cox Automotive 2024
Other New York personal watercraft sale situations
Frequently asked questions
Why does the odometer exempt scenario have its own page?
Different sale scenarios — such as private party, dealer, or gifted transfers — have different documentation requirements. This page focuses on what buyers and sellers need for a odometer exempt transaction specifically.
What should be included in this bill of sale?
Include the buyer and seller details, vehicle identifiers, sale price, date, signatures, and any notes specific to the odometer exempt transaction.
What are the New York fees for a odometer exempt personal watercraft transfer?
New York charges a $50 title transfer fee. Registration costs $26 - $140 for 2-year registration based on weight. Sales tax: 4% state tax plus local taxes (total 7-8.875% in NYC). Notarization is not required for most transfers.
What personal watercraft makes are most commonly sold in New York?
The most popular personal watercraft makes in private-party sales are Yamaha, Sea-Doo (BRP), Kawasaki. Average private-party prices range from $3,000–$20,000.
Do I pay sales tax on a odometer exempt personal watercraft sale in New York?
New York has a 4% state sales tax rate. Sales tax based on county of residence; applies to private sales
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