Dealer Sale bill of sale

Dealer Sale Side by Side Bill of Sale — Florida

A dealer sale involves a licensed vehicle dealer selling to a private buyer. Dealers are regulated at both the federal a… Generate a Florida side by side bill of sale for your dealer sale transaction.

FloridaSide by SideDealer Sale

How a Dealer Sale Side by Side Sale Works in Florida

Seller responsibilities

Licensed dealers are required by the FTC Used Car Rule (16 CFR Part 455) to display a Buyers Guide sticker on every used vehicle offered for sale. This sticker discloses whether the vehicle is sold "as-is" or with a warranty, and what systems are covered. Dealers must also collect and remit applicable state sales tax on the transaction.

What buyers need to know

Buyers purchasing from a licensed dealer may have access to state lemon law protections, depending on whether the dealer offered a warranty. The implied warranty of merchantability under UCC applies unless the dealer specifically disclaims it in the Buyers Guide. Request a copy of the Buyers Guide, any warranty documentation, and vehicle inspection reports.

Legal requirements in Florida

Dealer-generated bills of sale often include additional disclosures beyond a private party document. The document must identify the dealer's license number in most states. Financing through the dealer triggers Truth in Lending Act (TILA) disclosure requirements, including APR, total finance charge, and payment schedule.

Key facts for dealer sale transactions

FTC Used Car Rule requires Buyers Guide on every used vehicle
Dealer must collect and remit applicable state sales tax
Lemon law protections may apply if dealer provided a warranty
Implied warranty of merchantability applies unless disclaimed in writing
Dealer license number must appear on the bill of sale in most states

Florida Dealer Licensing Requirements

Dealers must hold a valid Motor Vehicle Dealer License issued by the Florida Department of Highway Safety and Motor Vehicles (DHSMV).
Florida recognizes multiple dealer license types: Franchised Motor Vehicle Dealer (MV), Independent Motor Vehicle Dealer (MV), and Wholesale Motor Vehicle Dealer.
Independent dealers must complete the DHSMV pre-licensing education course before applying.
All dealer sales require completion of HSMV 82040 (Application for Certificate of Title) and HSMV 82994 (Secure Power of Attorney).
Florida does not have a state income tax, but dealers must collect 6% state sales tax plus applicable county discretionary surtax.

Florida forms and documents

HSMV 82040 (Application for Certificate of Title)
HSMV 82994 (Secure Power of Attorney)
HSMV 86072 (Rebuilt Inspection)

Florida Statute Chapter 320 governs motor vehicle dealer licensing. Operating as an unlicensed dealer (selling more than two vehicles in a 12-month period without a license) is a third-degree felony in Florida, punishable by up to five years in prison.

Important notice

If the dealer does not provide a Buyers Guide, this is a violation of federal FTC rules. Do not complete the purchase without receiving and reviewing this disclosure document.

Ready to create your bill of sale?

Generate a Florida side by side bill of sale for your dealer sale transaction — free, instant download.

Create Florida Side by Side Bill of Sale

Florida Side by Side transfer fees and requirements

In Florida, the title transfer fee is $75.25 and registration costs $14.50 - $32.50 based on vehicle weight. Side by Side sales are subject to 6% state sales tax plus discretionary county surtax (up to 1.5%). Florida does not require notarization for private-party side by side transfers. Florida does not require emission testing for private-party side by side sales.

Electronic title program (no paper titles for lien-free vehicles)
Title must be transferred within 30 days
Sales tax applies to purchase price or NADA value, whichever is higher
Florida Highway Safety and Motor Vehicles handles registration

Florida sales tax on side by side purchases

Florida has a 6% state sales tax rate. 6% state plus county discretionary surtax (0.5–1.5%). Private-party side by side sales in Florida are subject to sales tax. Tax based on purchase price or NADA book value, whichever is higher. The title transfer fee is $75.

Side by Side market data and safety information

The most common side by side makes in private-party sales are Polaris, Can-Am, Honda, Yamaha, Kawasaki. Average private-party side by side prices range from $5,000–$30,000. Side by sides average 2.6 NHTSA recalls per model across categories including Steering, Fuel System, Fire Hazard.

Safety checkpoints for buying a used side by side

Before completing a side by side bill of sale in Florida, verify these safety items:

Verify ROPS (cage) is intact and meets manufacturer specifications
Check all seat belts and door/net latching mechanisms
Inspect CV axles and boots — the highest-wear item on side-by-sides
Test power steering operation and differential lock engagement
Confirm headlights, taillights, brake lights, and (where required) turn signals function
Verify horn and reverse-warning beeper operation
Check that windshield (if equipped) is rated and unmodified
Inspect parking brake operation on a 15-degree slope

Side by Side insurance and depreciation in Florida

Insurance averages $200–$600/year. Multi-passenger models cost more. Required for on-road use. Side-by-sides depreciate 30–40% in 3 years. Sport models (RZR, Maverick) depreciate faster than utility models (Ranger). Peak season for private side by side sales is spring for recreation, fall for hunting season, with an average of 25 days on market.

Side by Side registration and titling

Side by Sides are classified as "Off-highway vehicle (OHV) — some states allow street-legal conversion" for registration purposes. Side-by-sides range from 1,000–2,000 lbs. Multi-seat crew models weigh more. Federal odometer disclosure does not apply to side by sides.

Florida bill of sale statistics

BillOfSaleNow has generated 8,923 bill of sale documents for Florida transactions, with 241 generated this month alone. The most popular vehicle type is car.

Frequently asked questions

Do I need a bill of sale for a dealer sale side by side sale in Florida?

Yes. Florida requires a bill of sale for all vehicle ownership transfers. For a dealer sale transaction, the document should clearly identify the relationship between buyer and seller and include all standard vehicle details. Dealer-generated bills of sale often include additional disclosures beyond a private party document. The document must identify the dealer's license number in most states. Financing through the dealer triggers Truth in Lending Act (TILA) disclosure requirements, including APR, total finance charge, and payment schedule.

What makes a dealer sale side by side transaction different from a standard sale?

A dealer sale involves a licensed vehicle dealer selling to a private buyer. Dealers are regulated at both the federal and state level and must comply with requirements that do not apply to private party sales. Licensed dealers are required by the FTC Used Car Rule (16 CFR Part 455) to display a Buyers Guide sticker on every used vehicle offered for sale. This sticker discloses whether the vehicle is sold "as-is" or with a warranty, and what systems are covered. Dealers must also collect and remit applicable state sales tax on the transaction.

What should a buyer check before completing a dealer sale side by side purchase in Florida?

Is a dealer sale bill of sale legally binding in Florida?

Yes. A properly executed bill of sale is legally binding in Florida regardless of the party type. Both parties should sign the document, and each should retain a copy. The seller should also sign over the vehicle title at the time of sale.