Kentucky Pickup Truck Bill of Sale

Use this Kentucky pickup truck bill of sale for private-party transfers. The document records the transfer of ownership, sale price, signatures, and the information both parties need for title records.

Required information

In Kentucky, a bill of sale is a strong seller protection record for private pickup truck transactions. Include accurate party details, VIN, sale terms, and signatures before the vehicle changes hands.

• Buyer legal name
• Seller legal name
• VIN (Vehicle Identification Number)
• Sale price
• Date of sale

Kentucky fees, taxes, and transfer rules

In Kentucky, vehicle sales are subject to 6% motor vehicle usage tax. The title transfer fee is $9. Kentucky requires notarization of the bill of sale or title for private-party vehicle transfers.

• Notarization required on the title for transfer
• Emissions testing required in select Northern Kentucky and Jefferson County
• Title transfer within 15 days of sale

Does Kentucky require a bill of sale?

Kentucky sellers should keep a signed bill of sale for private transfers and title records.

Keep a signed bill of sale, complete title transfer promptly, and retain seller records in case of post-sale disputes.

Official DMV guidance: Kentucky DMV title transfer information

Official Kentucky bill of sale form

The official Kentucky bill of sale form is TC 96-182 (Bill of Sale). This is the state-designated form used to document private-party vehicle transfers.

BillOfSaleNow generates a document that meets Kentucky requirements and can be used in place of TC 96-182. Our form includes all fields required by Kentucky law and produces a printable PDF you can submit to your local DMV or keep for your records.

State requirements for Kentucky

In Kentucky, a vehicle bill of sale is required for private-party transfers. The state charges 6% sales tax on vehicle sales, calculated on the sale price. Title transfer must be completed within 15 days at your local DMV. Notarization is required for this document.

Additional Kentucky requirements:

• Notarization required on the title for transfer
• Emissions testing required in select Northern Kentucky and Jefferson County
• Title transfer within 15 days of sale

Common mistakes to avoid

Private-party pickup truck sales in Kentucky go wrong when paperwork is rushed or incomplete. Avoid these costly errors:

• Incorrect or missing VIN. A VIN is exactly 17 characters with no letters I, O, or Q. Transcribing it wrong is the most common reason Kentucky DMV offices reject title paperwork.
• Forgetting the odometer disclosure. Federal law requires an odometer disclosure on the title for vehicles under 20 years old. Leaving it blank — or writing "exempt" when the vehicle qualifies — can void the sale or trigger fines in Kentucky.
• Missing or incomplete signatures. Both the buyer and seller must sign the bill of sale. In Kentucky, an unsigned document has no legal weight. If there are co-owners, every owner listed on the title must sign.
• Not obtaining a lien release. If there is an outstanding loan on the pickup truck, the seller must obtain a lien release from the lender before the title can transfer. Buyers should verify the title is clear before handing over payment.
• Not notifying the Kentucky DMV of the sale. Sellers who skip the DMV sale notification remain liable for parking tickets, tolls, and even accidents involving the pickup truck after it changes hands. File a release-of-liability form with Kentucky as soon as the sale closes.
• Accepting personal checks or informal payment. Personal checks can bounce days after the sale. Use a cashier's check, money order, or verified electronic transfer for the full amount. Document the payment method on the bill of sale.

What happens after the sale

After the sale is complete, the seller should notify the Kentucky DMV of the transfer to release liability for the pickup truck. The buyer must register the pickup truck and transfer the title within the deadline set by Kentucky — failure to do so can result in late fees or penalties. Both parties should keep signed copies of the bill of sale and any supporting documents (odometer disclosure, lien release, etc.) for at least five years. The seller should cancel or transfer their insurance policy on the sold pickup truck, and the buyer must obtain valid insurance before driving or operating the pickup truck.