When should I use the no title page?
Use this page when your side by side sale in Florida fits a no title scenario. It walks you through the specific disclosures and details that apply to this type of transaction.
No title — Florida
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What to know about no title sales in Florida
If the title is simply lost, apply for a duplicate title at your state DMV before the sale — this is the cleanest path. If no title ever existed, the buyer will likely need a bonded title: a surety bond valued at 1.5× the vehicle's appraised value that protects against future ownership disputes. The bond period is typically 3 years after which a clean title is issued.
What to include in your bill of sale
- Full legal names and addresses for both buyer and seller.
- Side by Side make, model, year, VIN, and current mileage.
- Agreed sale price, payment method, and transaction date.
- Any no title-specific disclosures required in Florida.
Seller guidance
If the title is simply lost, apply for a duplicate title at your state DMV before the sale — this is the cleanest path. If no title ever existed, the buyer will likely need a bonded title: a surety bond valued at 1.5× the vehicle's appraised value that protects against future ownership disputes. The bond period is typically 3 years after which a clean title is issued.
Buyer guidance
Purchasing without a title carries significant risk. You may be unable to register the vehicle, and you could lose ownership if a prior lienholder or owner surfaces. Insist the seller obtain a duplicate title or provide a surety bond as part of the transaction. Verify the VIN against the NMVTIS database to check for theft or brand history.
Florida-Specific Note
Florida issues bonded titles through the FLHSMV. Submit HSMV 82101 (Application for Bonded Title) with a surety bond for 1.5x the vehicle value. The bond period is 3 years. Alternatively, a court order (FL Statute § 319.241) can establish ownership without a bond for vehicles with clear ownership history.
Legal considerations
Florida issues bonded titles through the FLHSMV. Submit HSMV 82101 (Application for Bonded Title) with a surety bond for 1.5x the vehicle value. The bond period is 3 years. Alternatively, a court order (FL Statute § 319.241) can establish ownership without a bond for vehicles with clear ownership history.
Checklist for this transaction
- 1Request duplicate title from DMV if title is merely lost
- 2Run a VIN check via NMVTIS or CARFAX to confirm ownership and brand history
- 3Obtain surety bond (1.5× appraised value) if no title exists
- 4Complete a state VIN inspection by a licensed inspector or law enforcement
- 5Document all known ownership history in the bill of sale
- 6Submit HSMV 82101 (Application for Bonded Title)
- 7Obtain surety bond for 1.5x vehicle value
- 8Consider a court order under FL Statute § 319.241 as an alternative
Need the printable workflow?
Use the main Florida side by side bill of sale flow when you are ready to generate the completed document.
Open Florida Side by Side bill of saleFrequently asked questions
Why does the no title scenario have its own page?
Different sale scenarios — such as private party, dealer, or gifted transfers — have different documentation requirements. This page focuses on what buyers and sellers need for a no title transaction specifically.
What should be included in this bill of sale?
Include the buyer and seller details, vehicle identifiers, sale price, date, signatures, and any notes specific to the no title transaction.